Bonus Bonds

The Bonus Bonds brand has been a kiwi favourite since 1970, giving New Zealanders a unique way to save and have chances to win life-changing tax-free cash prizes.

In fact today nearly a quarter of New Zealanders own Bonus Bonds and the Bonus Bonds Trust is New Zealand's largest retail unit trust.

Bonus Bonds was founded in 1970 and has operated in the form of a unit trust since 1990. When bondholders purchase Bonus Bonds, their money is collected together with the money from all other bondholders and held in trust. Called the Bonus Bonds Trust, the Trust is supervised by the Trustee Executors Limited, an independent corporate trustee.

Since 1970 (at December 2011) Bonus Bonds have paid out 57,193,080 prizes totalling $2,012,432,180.

A $1 MILLION grand prize is paid to one winning bondholder each month along with two prizes of $100,000, three prizes of $50,000 plus multiple prizes of $20, $50, $100, $500 and $5,000. The mix of prizes in a month may vary. 

The mix of major prizes will include no less than $1 MILLION prize, one $100,000 prize and one $50,000 prize.

Key facts

• Bonus Bonds differ from most other savings products in that the income earned from investing all bondholders' funds is placed in a prize pool and paid as tax-free cash prizes in each monthly prize draw.
• Currently, the chance of each Bonus Bond winning a prize ranges from between 1 in 9,600 and 1 in 15,000.
• Bonus Bonds winning numbers are drawn at random by 'Elsie', a computer that used to fill a small room in 1970, but is now a far less spectacular (but much more user-friendly), desktop computer.
• Because prizes are tax-free, bondholders do not need to declare Bonus Bonds prize winnings in their tax returns.
• Bonus Bonds are first eligible for the monthly prize draws when you've held them for one complete calendar month following their purchase date. For example, if you buy Bonus Bonds anytime during March, they will be eligible for the prize draws from May onwards. A minimum purchase of $20 applies.
• The Bonus Bonds investment portfolio is rated by Standard & Poor’s, with full details of the current rating available at www.bonusbonds.co.nz  and in the Bonus Bonds registered prospectus.

Bonus Bonds are units in the Bonus Bonds Trust and are not deposits or other liabilities of ANZ National Bank Limited. In any month, the number of Bonus Bonds prizes and total payout are subject to change. The principal and returns of Bonus Bonds are not guaranteed and are subject to investment risk. Bonus Bonds investment portfolio is rated by Standard & Poor's, with full details of the current rating available on www.bonusbonds.co.nz and in the Bonus Bonds registered prospectus. A copy of the registered prospectus and a summary of Bonus Bonds terms and conditions are available at www.bonusbonds.co.nz, any ANZ branch or your local PostShop. ANZ Investment Services (New Zealand) Limited is the manager and promoter of the Bonus Bonds Trust