Credit card rates, fees and agreements


Rates

The following information is current from loading product data(View current rates) and subject to change.

Personal cards
Card type Purchases Cash Advances Balance Transfer
ANZ Low Rate Visa loading product data(View current rates) loading product data(View current rates) loading product data(View current rates) for 12 months*
ANZ Airpoints Visa loading product data(View current rates) loading product data(View current rates) loading product data(View current rates)
ANZ Airpoints Visa Platinum loading product data(View current rates) loading product data(View current rates) loading product data(View current rates)
ANZ CashBack Visa loading product data(View current rates) loading product data(View current rates) loading product data(View current rates)
ANZ CashBack Visa Platinum loading product data (View current rates) loading product data(View current rates) loading product data(View current rates)
ANZ Low Rate MasterCard loading product data(View current rates) loading product data(View current rates) N/A
ANZ MasterCard loading product data(View current rates) loading product data(View current rates) N/A
ANZ Visa loading product data(View current rates) loading product data(View current rates) N/A
ANZ Gold MasterCard loading product data(View current rates) loading product data(View current rates) N/A
ANZ Visa Gold loading product data(View current rates) loading product data(View current rates) N/A
ANZ CashBack MasterCard loading product data (View current rates) loading product data(View current rates) N/A
ANZ CashBack Platinum MasterCard loading product data (View current rates) loading product data(View current rates) N/A
Qantas ANZ Visa loading product data(View current rates) loading product data(View current rates) N/A
Qantas ANZ Visa Platinum loading product data(View current rates) loading product data(View current rates) N/A
ANZ Freestyle MasterCard loading product data (View current rates) loading product data(View current rates) N/A
*After 12 months our standard purchase interest rate will apply to any remaining balance transfer amount.
Business cards
Card type Purchases Cash Advances
ANZ Visa Business
Airpoints Rewards option 20.95% p.a. 22.95% p.a.
CashBack Rewards option loading product data(View current rates) loading product data(View current rates)
Low interest rate option loading product data(View current rates) loading product data(View current rates)
Low fee option loading product data(View current rates) loading product data(View current rates)
ANZ Visa Corporate loading product data(View current rates) loading product data(View current rates)
ANZ Visa Purchasing Card and Lodged Purchasing Card Facility loading product data(View current rates) loading product data(View current rates)
ANZ Business Preferred MasterCard loading product data(View current rates) loading product data(View current rates)

Fees

Personal card account fees

 

ANZ Low Rate Visa
ANZ Airpoints Visa
ANZ Airpoints Visa Platinum
ANZ CashBack Visa/ANZ CashBack MasterCard
ANZ CashBack Platinum Visa/MasterCard
ANZ Low Rate MasterCard
ANZ Visa/ANZ MasterCard
ANZ Visa Gold/ANZ Gold MasterCard
ANZ CashBack Visa Gold
Qantas ANZ Visa
Qantas ANZ Visa Platinum
ANZ Freestyle MasterCard

Business cards

ANZ Visa Business
ANZ Visa Corporate Card
ANZ Visa Purchasing
ANZ Lodged Purchasing Card Facility
ANZ Business Preferred MasterCard

Other credit card fees

ANZ Credit Card standard fees
Optional service fees

* If you do a cash advance overseas, the bank or financial institution may also charge you an extra fee. Does not include additional fees charged by third parties that ANZ has no control over e.g. usual text message cost charged by your mobile
phone provider, or fees charged by ATM operators or other banks.

ANZ lending criteria, terms, conditions and fees apply to all ANZ Credit Cards.


Agreements

Personal card agreements and guides

(For credit cards issued prior to 6 June 2015)

Effective 21 April 2017

(For credit cards issued from 6 June 2015)

Effective 21 April 2017
Effective 10 April 2017
Effective 14 June 2014

 

Business card agreements and guides

 

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