The following information is current as at 28 October 2012 and subject to change.

In addition to the transaction charges below, service charges may also apply. Please refer to account service charges section.

Everyday Account transaction charges

Fee type ANZ Freedom account ANZ Go account ANZ Select account
NA An everyday account that gives you the freedom to bank the way you want to. An account that enables you to avoid monthly account and transaction fees when you do your banking electronically. An interest bearing, everyday account for customers who keep an average monthly balance of $5,000 or more.
Monthly account fee

$5 per month

Waived if you deposit at least $2,500 into the account each month.*

No fee

$15 per month 

Waived if average monthly balance is kept at $5,000 or more.

Automated transaction fees No fee No fee No fee
Manual transaction fees No fee $3 per transaction No fee
Notes Fees apply for using non-ANZ Bank ATMs. Fees apply for using non-ANZ Bank ATMs. Fees apply for using non-ANZ Bank ATMs.

*Deposits exclude transfers made between any of your ANZ accounts.

Refer further below for definitions of Automated and Manual transactions.

Savings and Investment accounts

Fee type ANZ Serious Saver account ANZ Online account ANZ Ready Saver account
Description Serious Saver helps you achieve your savings goal faster by rewarding you with Premium interest.* ANZ Online gives you the ability to access your account as often as you like, and you’ll still earn the full rate of interest. Ready Saver helps you to keep money separate from your day to day spending, while still earning interest.
Monthly account fee Nil Nil $2 (waived if your average daily balance for the month is over $500).
Automated and manual deposits Nil Nil Nil
Automated and manual withdrawals $5 (first withdrawal free but Premium interest won’t be earned).

Automated withdrawals - Nil

Manual withdrawals  $3


* You’ll earn Premium interest each month you make no withdrawals and deposit $20 or more (not including credit interest) on or before the last business day of the month.

Refer below for definitions of Automated and Manual transactions.

Key to account transaction charges

Automated transactions

These include EFTPOS transactions, ATM transactions, direct debits and direct credits, and all electronic transactions made through Phone Banking, Mobile Phone Banking and Internet Banking.

Manual transactions

These include cheques and transactions handled by our staff at a branch or by phone.

ANZ Phone Banking

There is no charge for accessing ANZ Phone Banking. If calling from overseas standard international call charges apply.

Fee exemptions

Find out more about fee exemptions for everyday banking and saving.