The following information is current as at 3 April 2013 and subject to change.

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ANZ Low Rate MasterCard

Account fee Fees/Charges
Primary card $29.00 half yearly*
Joint or additional card $9.00 half yearly*

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ANZ Visa/ANZ MasterCard

Account fee Fees/Charges

Visa

Primary card
Joint or additional card

 $30.00 p.a.*
$10.00 p.a.*

MasterCard

Primary card
Joint or additional card

 $30.00 p.a.*
$10.00 p.a.*

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ANZ Airpoints Visa

Account fee Fees/Charges
Primary card $32.50 half yearly*
Joint or additional card $5.00 half yearly*

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ANZ Airpoints Visa Platinum

Account fee Fees/Charges
Primary card $62.50 half yearly*
Joint or additional card $12.50 half yearly*

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ANZ CashBack Visa/ANZ CashBack MasterCard

Account fee Fees/Charges
Primary card $60.00 p.a.*
Joint or additional card $10.00 p.a.*

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ANZ CashBack Visa Gold

Account fee Fees/Charges
Primary card $105.00 p.a.*
Joint or additional card $30.00 p.a.*

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ANZ CashBack Visa Platinum/ANZ CashBack Platinum MasterCard

Account fee Fees/Charges
Primary card $125 p.a.
Joint or additional card $30 p.a.

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ANZ Low Interest Visa

Account fee Fees/Charges
Primary card $39.00 half yearly*
Joint or additional card $5.00 half yearly*

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ANZ Freestyle MasterCard

Item Fees/Charges
Account fee No charge
Purchase fee $5.00 per transaction (capped at $10.00 per statement month)
Extended warranty excess on each claim $50

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ANZ Visa Gold/ANZ Gold MasterCard

Account fee Fees/Charges
Primary card $75.00 p.a.*
Joint or additional card $25.00 p.a.*

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Qantas ANZ Visa

Account fee Fees/Charges
Primary card $75.00 p.a.*
Joint or additional card $40.00 p.a.*

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Qantas ANZ Visa Platinum

Account fee Fees/Charges
Primary card $150.00 p.a.*
Joint or additional card $50.00 p.a.*

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ANZ Visa Debit

Account fee Fees/Charges

Annual card fee 

(No charge when attached to a Freedom account or for the first 12 months when attached to a Tertiary account.)   

 $10.00 p.a.*
Replacement card fee $15.00

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ANZ Business preferred MasterCard

Item Fees/Charges
Account fee $35.00 p.a.*

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ANZ Visa Business

Primary card
Account fee Fees/Charges
Low Rate option $70.00 p.a.
Low Fee option $40.00 p.a.
CashBack Reward option $95.00 p.a.
Joint or additional card
Account fee Fees/Charges
Low Rate option $15.00 p.a.
Low Fee option $15.00 p.a.
Cashback Reward option $20.00 p.a.

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ANZ Credit Card non-standard fees

Item Fees/Charges
Urgent card delivery Actual courier fee (domestic and international)
Replacement card (incl lost and stolen) $10.00 per card
Statement copy $3.00 per copy
Dispute handling fee $15.00
Late payment fee $15.00
Over limit fee $15.00 (On each statement that is over limit)

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Optional service fees

Currency conversion charge

Item Fees/Charges
Currency conversion charge (applies to foreign currency transactions). Includes transactions through the MasterCard Maestro and Visa PLUS networks. 2.5% of the $NZ amount

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Cash advance fees - in New Zealand (all credit cards except ANZ Freestyle MasterCard)

Item Fees/Charges

Cash advance fees:

ANZ ATMs in New Zealand, ANZ Internet Banking, ANZ Phone Banking

 $1.00
Non-ANZ ATMs $3.00
Staff assisted $3.00

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Cash advance fees - ANZ Freestyle MasterCard in New Zealand

Item Fees/Charges

Cash advance fees:

ANZ ATMs in New Zealand, ANZ Internet Banking, ANZ Phone Banking

 $5.00
Non-ANZ ATMs $5.00
Staff assisted $5.00

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Cash advance fees - Overseas

Item Fees/Charges
Overseas ATMs and staff - assisted $5.00

Please note: Banks and other financial institutions who own overseas ATMs may charge a fee for using them. You should be asked to accept the fee at the time of the transaction, and it will appear on your credit card statement.

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* Fee charged will appear on first statement and annually/half yearly thereafter.

Does not include additional fees charged by third parties that ANZ has no control over e.g. usual text message cost charged by your mobile phone provider, or fees charged by ATM operators or other banks.

ANZ lending criteria apply.