Credit card fees and charges

The following information is current as at 29 February 2012 and subject to change.

ANZ Visa

Item Fees/Charges
Primary card $25.00 p.a.*
Additional card $10.00 p.a.*

ANZ Mastercard

Item Fees/Charges
Primary Card $12.50 half yearly*
Additional card $5.00 half yearly*

ANZ World Visa

Item Fees/Charges
Primary card $32.50 half yearly*
Additional card $20.00 half yearly*

ANZ World Visa Platinum

Item Fees/Charges
Primary card $75.00 half yearly*
Additional card No charge

ANZ Airpoints Visa

Item Fees/Charges
Primary card $32.50 half yearly*
Additional card $5.00 half yearly*

ANZ Airpoints Visa Platinum

Item Fees/Charges
Primary card $62.50 half yearly*
Additional card $12.50 half yearly*

RWC 2011 ANZ Gold MasterCard

Item Fees/Charges
Primary card $95.00 p.a.*
Additional card $30.00 p.a.*

ANZ Low Rate MasterCard

Item Fees/Charges
Primary card $29.00 half yearly*
Additional card $9.00 half yearly*

ANZ Visa Gold

Item Fees/Charges
Primary card $80.00 p.a.*
Additional card $25.00 p.a.*

ANZ Gold MasterCard

Item Fees/Charges
Primary card $80.00 p.a.*
Additional card $25.00 p.a.*

Qantas ANZ Visa

Item Fees/Charges
Primary card $65.00 p.a.*
Additional card $40.00 p.a.*

Qantas ANZ Visa Platinum

Item Fees/Charges
Primary card $125.00 p.a.*
Additional card $50.00 p.a.*

ANZ Business preferred MasterCard

Item Fees/Charges
Account fee $35.00 p.a.*

Additional ANZ credit card charges

Item Fees/Charges
Urgent card** $35.00 per card
Replacing a damaged card $10.00 per card
Replacing a lost or stolen card No charge
Duplicate statement $3.00 per statement
Collection fee $5.00
Collection telegram fee $10.00
Dispute handling fee $15.00
Late payment fee $15.00
Over limit fee $15.00 (On each statement that is over limit)

Optional service fees

Item Fees/Charges
Currency conversion charge (applies to foreign currency transactions). Incudes transactions through the MasterCard Maestro and Visa PLUS networks. 2.5% of the $NZ amount

Cash advance fees - in New Zealand

Item Fees/Charges

Cash advance fees:

ANZ and National Bank ATMs in New Zealand, ANZ Internet Banking, ANZ Phone Direct

$1.00
Non-ANZ and National Bank ATMs $3.00
Staff assisted $3.00

Cash advance fees - Overseas

Item Fees/Charges
Overseas ATMs and staff - assisted $5.00

Please note: Banks and other financial institutions who own overseas ATMs may charge a fee for using them. You should be asked to accept the fee at the time of the transaction, and it will appear on your credit card statement.

*Fee charged will appear on first statement and annually/half yearly thereafter.
**Urgent cards are not available for the ANZ World Visa.
 

ANZ lending criteria apply.