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ANZ Term Deposits - Accounts

ANZ Term Deposits

Flexible investment terms

ANZ Term Deposits offer the certainty of an interest rate that's fixed for the duration of the investment term. If you're looking for a sound investment where you can earn a competitive interest rate, and you don't need your funds on call, then an ANZ Term Deposit could be right for you.

If you're on a 33% or 38% tax rate, find out whether the ANZ Term Fund may be an alternative investment option for you.

Product information

Terms and investment amounts
Investment amount Term
Minimum investment is $5,000. Terms from one month to five years are available.
Maturity and interest payments
Maturity Interest payments
Less than 6 months Paid at maturity.
6-12 months

Paid:

  • monthly
  • quarterly
  • six-monthly
  • at maturity.
Greater than 12 months

Paid:

  • monthly
  • quarterly
  • six-monthly
  • annually.
Interest rates
Features at maturity

At the time of maturity, you can:

  • add money to your deposit and reinvest
  • withdraw part of your funds and reinvest the balance
  • withdraw the entire amount
  • reinvest for the same or a different term.

You need to give us your instruction before your current ANZ Term Deposit matures.

Changes to the investment amount must be at least $500 and the balance must not fall below $5,000.

Withdrawals

If you need to withdraw part or all of your deposit before maturity you must:

  • ask for ANZ's consent
  • pay a penalty fee

The minimum amount you can withdraw is $500 and the remaining balance of your deposit must not fall below $5,000.

Flexibility
If you need your money on a particular date, we can tailor the term to suit you when you apply for your ANZ Term Deposit.
Additional features

If you're registered for ANZ Phone Direct you can:

  • open an ANZ Term Deposit over the phone
  • make enquiries
  • obtain up-to-date information
  • give renewal instructions.

If you're registered for ANZ Internet Banking you can:

  • apply for, maintain and close your ANZ Term Deposits online.
Term Deposit calculator

To get an indication of how much you could earn on your investment with an ANZ Term Deposit:

How to apply

For more information or to apply for an ANZ Term Deposit:

Apply online icon
Apply online
Telephone icon
Call 0800 ANZ 2 YOU (0800 269 296) 24 hours a day, seven days a week
Enquire online icon
Enquire online
Visit branch icon
Visit your nearest ANZ branch

Full details of the terms, conditions and fees for all ANZ products and a current investment statement for Term Deposits is available from any branch or agency of ANZ. Access the ANZ Investment Statement (PDF 88kB).

For more information about our fees please refer to the Service Charges brochure (PDF 180kB) for a full list of charges that apply, for example honour fees/Automatic Payment establishment and amendment fees.

A copy of the Bank's General Disclosure Statement and the Bank's Disclosure Statement prepared under the Securities Markets Act 1988, is available on request from any ANZ branch, free of charge.

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