ANZ Business Overdraft

An ANZ Business Overdraft provides your business with flexible credit for your daily cash flow needs. Your overdraft is linked to your business transaction account.

Product information

Access

Access available funds as required via:

Cheque book
Optional. For a small fee, you can personalise cheques with a company logo or image.
Service charges
Service charges and transaction charges apply when a specific service is used:
Security
Various types of security may be considered, such as the fixed assets of the business, subject to ANZ lending criteria.
Credit limit
Apply for the limit that suits your working capital requirements.
Credit extensions
Short-term extensions are available, subject to ANZ lending criteria.

Debit interest

Interest is calculated daily on the outstanding amount only. Various interest rates apply.
Statements
Overdraft transactions are included in your transaction account statement.
Overdraft
approval fee
From $75, payable on set up of your overdraft.
Credit facility fee
  • Up to and including $2,000 - $36 p.a. (charged monthly).
  • More than $2,000 and less than $50,000 - 1.8% p.a. of the total limit (charged monthly).
  • $50,000 or more - 1.4% p.a. of total limit (charged monthly).
Additional features
  • Revolving credit to draw against as required.
  • Credit limit to suit your working capital requirements.
  • Interest charged only on the credit you use.
  • No fixed or minimum repayments.

How to apply

For more information or to apply for an ANZ Business Overdraft, contact an ANZ Business Specialist:

Telephone icon  Call 0800 ANZ BIZ (0800 269 249)

Enquire online icon  Enquire online

Visit branch icon  Visit your nearest ANZ branch


ANZ lending criteria and fees apply to ANZ Business Overdrafts.