ANZ Business Protector
ANZ Business Protector provides comprehensive business insurance in one easy package that's specifically designed to meet the needs of businesses just like yours.
We'll work with you and a dedicated Relationship Manager from Crombie Lockwood – one of New Zealand's largest insurance brokers with branches from Whangarei to Invercargill – to make sure your business has the protection it deserves.
ANZ Business Protector is all about protecting both sides of your balance sheet – your business assets and your earnings and outgoings.
Product features
Business assets insurance
- An easy way to protect the assets on which your business depends
- You're automatically covered for damage and losses up to $1 million
- This eliminates the need to update asset registers or the need to let us know every time you buy or replace plant, machinery or stock
- Most things are insured for replacement value.
Business interruption insurance
- Another easy insurance option, with automatic cover of up to $1 million
- Pays for loss of income and the increased costs of working that result from insured loss or damage affecting your business.
Business Liability insurance
Mistakes can be costly – even when they're not your fault. That's where liability insurance proves its value, providing you with financial resources to defend yourself, while keeping your day-to-day business on track.
ANZ Business Protector offers three key liability insurance services:
General Liability
- General Liability (also known as Public Liability) provides up to $2 million
- Covers you for accidental damage or personal injury, as well as your liability as a tenant for any damage to premises your business occupies.
Employer's Liability
- Provides up to $1 million to defend yourself against legal action
- Covers payment of any compensatory damages that result from employees injuring themselves while they work for you
- Injuries include gradual process conditions like stress.
Statutory Liability
- Provides up to $1 million
- Covers your legal defence costs and any fines and penalties you need to pay for alleged breaches of major pieces of legislation.
How to apply
For more information or to apply for ANZ Business Protector, contact an ANZ Business Specialist:
Call 0800 269 249
IMPORTANT: This is a summary only of cover and features that may be available. Terms, conditions and exclusions apply. For more details, including copies of the policy documents, contact any ANZ Business Centre or phone 0800 269 249.
Business Protector, Business Premises Protector and Business Vehicle Protector are underwritten by Certain Underwriters at Lloyd’s of London and Lumley General Insurance (NZ) Limited. Business Protector, Business Premises Protector and Business Vehicle Protector are managed by Crombie Lockwood (NZ) Limited. No member of ANZ Bank New Zealand Limited and its related companies or any other person guarantees Certain Underwriters at Lloyd’s of London or Lumley General Insurance (NZ) Limited and their related companies or any of the products issued by them. ANZ Bank New Zealand Limited may receive a commission on any policy it arranges.
