ANZ Commercial Loan
An ANZ Commercial Loan gives businesses the opportunity of a long-term investment in their future. It is a cost-effective way to invest in commercial property, using the property as security for the loan.
Loan approval fee
1% of the loan amount with a minimum fee of $250.
A $250 switching fee may be payable any time you choose to switch from a variable rate loan to a fixed rate loan, or vice versa.
Early repayment fees may also apply if you switch from a fixed to a variable interest rate.
Loan top-up fee
Up to 1% of the increased loan amount (minimum $250).
Available for up to five years. Conditions apply, subject to approval.
Payments can be made weekly, fortnightly, monthly or quarterly.
On a variable rate loan, lump-sums may be paid at any time without charge. Fees may apply to lump sum payments on fixed rate loans.
Up to 15 years depending on security type.
Minimum loan amount
Maximum loan amount
The maximum value of the loan can vary depending on the security available and structure of the lending, subject to ANZ lending criteria.
Detailed account statements are issued six monthly (other statement frequencies available on request).
Commercial property acts as security for the loan. Commercial property security must comply with all relevant building codes and the Resource Management Act.
- Available as fixed interest rates, variable rate, or in combination
- Use the property you purchase for security
- Interest-only repayment options.
For more information or to apply
Fill in our enquiry form and
we'll contact you
0800 269 249
+64 9 523 7220
Mon-Fri 8am-8.30pm and
Sat/Sun 9am-5pm (NZT)
Find your local branch and talk
to a Business Specialist
ANZ Business Loan
The ANZ Business Loan is available as a variable or fixed interest rate loan.
ANZ Business Current Account
The everyday business account.
ANZ Visa Business card
Helps make your business easier to manage.
Lending and eligibility criteria, fees, terms and conditions apply.