ANZ Home Loan for business
If you want to borrow for business purposes, the ANZ Home Loan is available as a floating or fixed interest rate loan, secured against your home or other residential property.
If you wish to combine the flexibility of a floating rate for some of your loan with some fixed rate protection against interest rate fluctuations, we can arrange to split your loan.
ANZ also offers a business line of credit secured by residential property.
Up to $500 for owner-occupied property. Up to 1% of loan amount for all other lending (minimum $250 for ANZ Business, Commercial and Agri Loans).
Loan top-up fee
$250 for ANZ Home Loans. Up to 1% of loan amount (minimum $250) for ANZ Business, Commercial and Agri Loans.
Conditions apply and subject to approval.
- Available for up to 5 years for lending on owner occupied property.
- Available for up to 10 years for lending on residential investment lending.
Payments can be made weekly, fortnightly or monthly.
On a floating rate loan, lump sums may be paid at any time without charge. Fees may apply to lump-sum payments on fixed rate loans.
Up to 25 years
Minimum loan amount
Maximum loan amount
You can apply for a limit of up to 95% of the value of the secured residential property. A low equity premium may apply where a loan amounts to over 80% of the property's value.
Detailed account statements are issued six monthly.
First registered mortgage over your home or other residential property is required.
- Available as fixed interest rates, floating rate, or in combination
- Interest rates closely aligned to home loan interest rates
- Interest-only repayment options
- View current interest rates
For more information or to apply
Fill in our enquiry form and
we'll contact you
0800 269 249
+64 9 523 7220
Mon-Fri 8am-8.30pm and
Sat/Sun 9am-5pm (NZT)
Find your local branch and talk
to a Business Specialist
ANZ Business Flexible Facility
The ANZ Business Flexible Facility provides your business with a line of credit and the convenience of a current account.
ANZ Business Current Account
The everyday business account.
ANZ Business Overdraft
Flexible credit for your daily cash flow needs.
ANZ lending criteria and fees apply to ANZ Home Loans and ANZ Business Flexible Facility.