ANZ Tertiary Plus Package

The ANZ Tertiary Plus Package is available to students who are permanent residents of New Zealand and are studying full or part-time at a recognised New Zealand tertiary institution or NZQA accredited course with a minimum duration of one year.

Students must be aged 18 or over to be eligible for a credit card or any lending under the ANZ Tertiary Plus Package.

You can also apply for an ANZ Overdraft. This product is ideal to help you bridge a gap between paydays or for unforeseen expenses.

How it works

The ANZ Tertiary Plus Package Overdraft allows students to apply for an interest free overdraft of up to $2,000, while you are studying. A Monthly Overdraft Management fee of $3 applies.

If your application for an overdraft is approved, you can access your additional funds via all banking channels including:

• ATMs
• ANZ EFTPOS Card
• ANZ Phone Banking^**
• ANZ Internet Banking^**
• ANZ Branches
• ANZ Mobile Phone Banking^**

Overdraft eligibility

To be able to apply for an ANZ Tertiary Plus Package Overdraft, you must:

• be 18 years or older
• have all regular incomes direct credited to your account (e.g. Government Student Allowance, loan entitlement, wages etc)
• have a good credit or savings history
• be a permanent New Zealand resident.

Your ANZ Freedom account can help make life a little easier while you are still studying.

Product information

Application criteria

To apply for an ANZ Tertiary Plus Package you will need to supply supporting documents.

• We’ll need proof you are enrolled in a full or part-time course for a minimum duration of one year at a tertiary institution and/or in a New Zealand Qualifications Authority (NZQA) approved course and/or for a NZQA qualification relating to your work. For example, this could be a copy of your fees receipt, proof of pre-enrolment or letter of acceptance.
• We’ll need a copy of your student allowance or student loan entitlement letter (if applicable).
• We’ll also need proof of any other income you earn, for example payslips for part-time work.

New ANZ customers

If you're a new ANZ customer, you will also need one of the following:

• documents confirming your identity. Examples of acceptable forms of identification can be found at anz.co.nz/id  or any ANZ branch
• a piece of mail addressed to your residential address from the last three months. Examples of acceptable forms of address verification can be found at anz.co.nz/id or any ANZ branch.

After you apply

If we approve your application, you must direct credit any income that you receive into your ANZ Freedom account. This can include your Government Student Allowance, student loan or part-time wages.

After your fourth year of study you'll need to reapply to extend your entitlement to the ANZ Tertiary Plus Package by 31 March every year you continue to study.

If you're nearing the end of your studies or you have completed your course of study our ANZ Graduate Plus Package may interest you.

• ANZ Graduate Plus Package

You have the ability to apply for an ANZ Personal Loan if you are studying on a full or part time basis at a tertiary institution and/or completing a New Zealand Qualifications Authority (NZQA) approved course and/or studying for a NZQA qualification relating to your work.

Product information