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Everyday banking - Accounts

Everyday banking

Day-to-day management of your transactions is easy with ANZ. We provide everyday solutions to meet your financial needs.

ANZ Everyday Account

A straightforward account that lets you bank how you want, when you want, as often as you want.

  • $5 a month for unlimited transactions
  • Free deposits and withdrawals (except non-ANZ/National Bank ATM transactions)

ANZ Advantage

ANZ Advantage offers competitive tiered credit interest rates on all credit balances.

  • Receive interest on a transaction account with flexible access to your funds
  • No fee for using other banks' ATMs in New Zealand

ANZ Youth Account

This transaction and savings account for under 19 year olds offers all that's needed to get started.

  • Interest paid monthly from the first dollar
  • No standard account and transaction fees.

ANZ Overdraft

The ANZ Overdraft provides a financial safety net for unexpected shortfalls.

  • Avoid declined transactions or bounced cheques
  • No minimum monthly repayments.

ANZ Student Package

A finance solution specifically designed for current tertiary students.

  • No monthly administration fee or account transaction charges
  • Reduced fees and charges on a range of banking products.

ANZ Graduate Package

This package is designed to assist in the move from student life into the working world.

  • Reduced fees and charges on a range of banking products
  • Overdraft available on application.

More information

For more information or to apply for any of the ANZ everyday banking accounts:

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Call 0800 ANZ 2 YOU (0800 269 296) 24 hours a day, seven days a week

For more information about our fees please refer to the Service Charges brochure (PDF 180kB) for a full list of charges that apply, for example honour fees/Automatic Payment establishment and amendment fees.

A copy of the Bank's General Disclosure Statement and the Bank's Disclosure Statement prepared under the Securities Markets Act 1988, is available on request from any ANZ branch, free of charge.

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