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Everyday banking - Accounts

Everyday banking

Our everyday accounts make day-to-day banking a breeze, with easy access to your money, great low (or no) fees and a range of extra services that mean your banking will go wherever you go.  You'll be up-to-date and in control, 24 hours a day.

ANZ Go Account

An account that enables you to avoid monthly account and transaction* fees when you do your banking electronically.

  • No monthly account fee when you register for Internet Banking
  • No electronic transaction fees (although fees apply for using non ANZ/National Bank ATMs).

* Manual transaction fees apply.

ANZ Everyday Account

A straightforward account that lets you bank how you want, with the benefit of knowing exactly how much it will cost.

  • $5 a month for unlimited transactions
  • Free deposits and withdrawals (although fees apply for non ANZ/National Bank ATM transactions).

You can choose the Everyday Lite option to help you keep control of your finances. The Everyday Lite option helps stop your account from being overdrawn, helping you avoid any unexpected overdraft fees. Any transactions, including automatic payments, EFTPOS transactions and ATM withdrawals, that overdraws your account will be dishonoured or declined.

ANZ Advantage Account

A savings and transaction account in one that enables you to avoid the monthly account fee when you keep a minimum average balance of $5,000 or more during the account's key date cycle.

  • $10 a month for unlimited transactions.
  • Free deposits and withdrawals (including no fee for using other banks' ATMs in New Zealand)
  • Tiered interest rates on all credit balances and flexible access to your funds.

ANZ Youth Account

This transaction and savings account for under 19 year olds offers all that's needed to get started.

  • Interest paid monthly from the first dollar
  • No standard account or transaction fees.

ANZ Student Package

This package is designed specifically for current tertiary students.

  • An account with no monthly account or transaction fees (although fees apply for using non-ANZ/National Bank ATMs)
  • Some great savings options
  • The ability to apply for an interest free overdraft while you are studying and a credit card with no annual fee in the first year.

ANZ Graduate Package

This package is designed to assist in the first two years following graduation, in the move from student life into the working world.

  • An account with no monthly account or transaction fees (although fees apply for using non-ANZ/National Bank ATMs).
  • Some great savings options.
  • The ability to apply for an interest free overdraft for two years and a credit card with no annual fee in the first year.

More information

For more information or to apply for any of the ANZ everyday banking accounts:

Telephone icon
Call 0800 ANZ 2 YOU (0800 269 296) 24 hours a day, seven days a week
Enquire online icon
Enquire online
Visit branch icon
Visit your nearest ANZ branch

For more information about our fees please refer to the Service Charges brochure (PDF 116kB) for a full list of charges that apply, for example honour fees/Automatic Payment establishment and amendment fees.

A copy of the Bank's General Disclosure Statement and the Bank's Disclosure Statement prepared under the Securities Markets Act 1988, is available on request from any ANZ branch, free of charge.

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