ANZ Advantage is a high interest, everyday account designed for customers who consistently maintain a credit balance. It offers competitive, tiered credit interest rates on balances $5,000 or more.

Product information

How to apply

For more information or to apply for an ANZ Advantage:

^* Your monthly key date will either be the day on which you opened your account or the end of each calendar month.

^** ANZ lending criteria may apply. Credit facility and loan approval fee may apply.

^{^} Registration required.

^{^^} Eligibility criteria, terms and conditions, and fees apply. Mobile phone provider charges apply to Mobile Phone Banking and registration is required.

Service charges apply to things you may not do every day like making a withdrawal from an ATM outside New Zealand or making a branch deposit or withdrawal of over $2,000 in cash in one business day. Please see the ANZ Service Charges brochure, available at any branch, for more information.

For more information about our fees please refer to the Service Charges brochure (PDF 156kB) for a full list of charges that apply, for example honour fees/Automatic Payment establishment and amendment fees.

A copy of the Bank's General Disclosure Statement under the Reserve Bank of New Zealand Act 1989 is available on this website or on request from any ANZ branch, free of charge.  This material is for information purposes only. Its content is intended to be of a general nature, does not take into account your financial situation or goals, and is not a personalised financial adviser service under the Financial Advisers Act 2008.  It is recommended you seek advice from a financial adviser which takes into account your individual circumstances before you acquire a financial product. If you wish to consult one of ANZ's financial advisers, please contact us on 0800 269 296.

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