You need financial services that are just right for you. If you’re planning on moving to New Zealand and plan to stay for six months or more, ANZ's International Banking Services team can help you move your banking to New Zealand, and start making deposits.
And when you arrive in New Zealand and need more from your bank, you can access other ANZ services such as investments, personal bank loans and corporate lending, as well as payment and financial risk management services.
There are two main types of personal bank accounts in New Zealand:
- A ‘current’, ‘cheque’ or ‘everyday’ account is used for everyday needs and transactions. These accounts also offer an ATM (Automatic Teller Machine) or ‘cash’ card. ATM cards are usually called EFTPOS cards in New Zealand
- A savings account is for money that you want to put aside and earn interest on.
New Zealanders use EFTPOS cards instead of cash
New Zealanders don’t carry much cash as most items can be paid for using EFTPOS, which stands for ‘Electronic Funds Transfer at Point of Sale’. Most cafes, bars, supermarkets and retail outlets let you pay for goods and services with your EFTPOS card.
To pay for something with your EFTPOS card, swipe it in a terminal then enter your PIN number to authorise the payment. The money is taken from your bank account electronically.
At ANZ, we can arrange an EFTPOS card for you. We’ll activate it with a PIN number when you collect it.
ANZ may charge a standard fee for use of your EFTPOS card at non-ANZ ATMs.
Online and offline banking
With ANZ, you can choose to receive weekly, fortnightly or monthly bank statements. Your bank statements show details so that you can track all transactions.
Use secure Internet Banking to view your statement online, track your transactions, or transfer money at any time, day or night. You may also prefer our Phone Banking and Mobile Phone Banking services.
Bank opening hours and ATMs
ANZ has branches in cities and towns throughout the country. Branches are usually open 9am - 4.30pm, Monday to Friday. Some are open until later at night on Thursdays and Fridays and some are also open on weekends.
There are plenty of ATMs around New Zealand. You can use an ATM with your EFTPOS card 24 hours a day, 7 days a week to check your bank balance or withdraw cash. Some ATMs also let you deposit cash.
Banking for international students
Some banks in New Zealand offer an "international student" package with special benefits for international students. It's also possible to open other accounts, for example an account that is just for foreign currency.
International students can view useful information from the University of Auckland here.
The Reserve Bank of New Zealand monitors banks
All New Zealand banks must be registered with the Reserve Bank of New Zealand. The Reserve Bank is New Zealand's central bank. It:
- manages monetary policy to maintain price stability
- promotes a sounds and efficient financial system
- supplies New Zealand bank notes and coins.
Note: you cannot set up an account with the Reserve Bank.
Open an ANZ account online now
Apply online now to open an account before you leave home. It will give you a head start when you arrive in New Zealand.
Eligibility criteria apply. Fees are subject to change. Accounts are only available to persons who will be living in New Zealand for six months or more. For more information about fees, opening a bank account before you arrive in New Zealand, or about any of our accounts, please contact us any time, day or night. Please read our Reserve Bank disclosure statement.