ANZ Term deposits combine competitive returns with peace of mind; you’ll benefit from the certainty of knowing what your return will be, with an interest rate that’s locked in regardless of movements in the market.  

You can have your interest paid out at regular intervals to supplement your income, or make your money work even harder by compounding your interest.  And what’s more, we offer the same competitive interest rate regardless of which interest option you select.

Important changes to Term Deposits from 1 April 2015

From 1 April 2015, we're making some changes to our ANZ term deposit products.

These changes affect:

  • your ability to withdraw funds from term deposits before their maturity date, and;
  • our term deposit terms and conditions.

Please read the PDF below for further information.

Product information

Interest options

Our competitive interest rates are based on the term of the investment, which can range from 30 days to 5 years.  

Interest is calculated daily and for terms of 180 days or more can be:

  • Paid into any New Zealand bank account monthly, quarterly, six monthly, annually or at maturity.
  • Compounded quarterly, six monthly, annually or at maturity.


Interest is paid or compounded at maturity for terms of less than 180 days.

Minimum deposit
$10,000

How to apply

For more information or to apply for an ANZ Term Deposit:

Apply Online
Apply & open through ANZ Internet Banking
(registered customers only)
Call Us
Call 0800 269 296

 

A copy of the Term Deposit Investment Statement (PDF 332kB) and General Terms and Conditions are available from any ANZ branch.

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