Our credit card options
A card with a lower interest rate - great if you don't pay your credit card off in full and want to reduce the amount of
interest you pay on purchases each month.
Ideal if you want a value-for-money credit card to use for all your everyday purchases, or as a back-up card.
Using your credit card
Easy ways to apply
Weekdays, 8am - 7pm
Weekends, 9am - 4pm
0800 269 277
At any branch
- Valid proof of identification - see examples of acceptable forms of identification (PDF 28kB)
- Mail that has been addressed to your residential address (within the last three months).
Lending criteria, terms, conditions and fees apply. The $0 annual fee for one year offer is available for a limited time. All other fees still apply. After 12 months the standard annual fee will apply (currently $35p.a., charged $17.50 half yearly). Offer available for all new ANZ Low Rate Visa credit cards. Transfers from existing ANZ credit cards will not be eligible for this offer. Offer is only available once per customer (not available on multiple cards).
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