ANZ Visa or MasterCard
Great if you want a credit card with a low annual fee
A classic, no-frills card
Good for everyday spending or as a cost effective option if you only use a card occasionally
At a glance
Our lowest annual fee
Interest rate on purchases
Up to 55 days interest free on purchases
Transfer your balance
Rates and fees
|Interest rate on purchases||Interest rate on cash advances||Interest rate on balance transfers||Interest free days on purchases||Annual fee||Joint or additional card|
|(View current rates)||(View current rates)||(View current rates) for 12 months~||Up to 55 days||$30 p.a. (charged in full once a year)||$10 p.a.|
Easy ways to apply
Weekdays, 8am - 8.30pm
Weekends, 9am - 5pm
0800 269 277
At any branch
- Valid proof of identification - see examples of acceptable forms of identification (PDF 28kB)
- Mail that has been addressed to your residential address (within the last three months)
Find and compare ANZ credit cards
Interest rates are subject to change. Lending criteria, terms, conditions and fees apply. See Rates, Fees and Agreements for more information.
1. Terms and conditions apply to Apple Pay, see anz.co.nz/applepay for more information.
2. Android™ and Google Play are registered trademarks of Google Inc. ANZ goMoney Wallet eligibility criteria, terms and conditions apply. See anz.co.nz/gomoneywallet for more information.
# Conditions and exceptions apply. For further details, see MasterCard Zero Liability, Visa Zero Liability and the ANZ credit card Conditions of Use. Lending criteria, terms, conditions and fees apply to all ANZ credit cards.
~ Offer available for a limited time. Balance transfers can be made from non-ANZ Visa and MasterCard, American Express, GE CreditLine, Q Card and Farmers Card. Full details are contained in the ANZ Credit Card Conditions of Use available from anz.co.nz or any branch. After 12 months our standard purchase interest rate will apply to any remaining balance transfer amount. Standard interest rates for ANZ Visa or MasterCard (currently 20.95% p.a. on purchases and 22.95% p.a. on cash advances) apply to new transactions and repayments will generally be applied to balance transfer amounts before new purchases.
This material is for information purposes only. Its content is intended to be of a general nature, does not take into account your financial situation or goals, and is not a personalised financial adviser service under the Financial Advisers Act 2008. It is recommended you seek advice from a financial adviser which takes into account your individual circumstances before you acquire a financial product. If you wish to consult one of ANZ's financial advisers, please contact us on 0800 269 296.
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