ANZ Low Rate MasterCard - Credit & prepaid cards

ANZ Low Rate MasterCard

A low ongoing interest rate for purchases – which could save you hundreds of dollars in interest each year.

If you don't pay off your credit card balance in full each month, the ANZ Low Rate MasterCard could be the credit card for you.

With an interest rate lower than most credit cards, the ANZ Low Rate MasterCard gives you the flexibility to make repayments that suit your budget.

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Interest rate on purchases

13.90% p.a.

Interest rate on cash advances

17.90% p.a.

Interest free days on purchases

Up to 55 days

Annual fee

$58 p.a.
(charged $29 half yearly)

Additional card

$18 p.a.
(charged $9 half yearly)

Access your ANZ cheque or savings accounts through your credit card.
With a PIN on your card, you can access your accounts 24 hours a day at 350,000 ATMs around the world that display the Visa PLUS symbol (cash advance and currency conversion fees apply).

When you apply for an ANZ credit card, we may ask you to provide proof of income and identification.

Proof of income
One of the following: your most recent payslip or salary notice copies of bank statements that show your pay or salary deposits a letter from your employer confirming your income an Inland Revenue Department (IRD) "summary of earnings" notice. If you're self-employed, you must supply: signed financial statements for the past two years a signed personal Statement of Financial Position your personal tax return.

Proof of income

One of the following:

If you're self-employed, you must supply:

Proof of identification
A copy of one or two items from List A. If you provide only one item from List A, you must also provide one item from List B. List A Current passport New Zealand drivers licence Photo credit card. List B Most recent bank statement Debit card Credit card Community services card Club or society card.

Your ANZ credit card will be inactive when your receive it.

To activate your card:

Call 0800 658 044 (international +64 9 522 3010)

Call ANZ Phone Direct (0800 103 123)

For more information or to apply for an ANZ Low Rate MasterCard:

Call 0800 ANZ CARDS (0800 269 277) 8am to 8pm, Monday to Friday and 9am to 4pm, Saturday

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