ANZ Travel Card - Credit & prepaid cards

An ANZ Travel Card is a reloadable prepaid MasterCard^® that holds foreign currency. Unlike a credit card, you're using your own money that has been pre-loaded onto your card. Because an ANZ Travel Card is a MasterCard^® you can use your Travel Card online, over the phone and at millions of locations around the world electronically.

An ANZ Travel Card is available in four currencies – Australian Dollars, US Dollars, Euro or British Pounds.

An ANZ Travel Card is a convenient, cost-effective and secure way of taking money overseas:

• Because your card is preloaded with foreign currency, you're spending in the local currency of the country that you're travelling in. This makes it easier to budget and track your spending while you're travelling.
• When you load your ANZ Travel Card with foreign currency you're locking in the exchange rate, so you don't need to worry about the exchange rates fluctuating while you're overseas.
• The ANZ Travel Card is protected by chip technology, giving it an extra layer of protection by enforcing a PIN at chip-enabled retailers to help prevent fraud. For extra security and convenience we also give you a back up card just in case you lose the first card or it's stolen. You should keep them separate e.g. one in your wallet and the other with your luggage or in another safe place. Call us and we will cancel the card that you've lost but you can still use the other card to access your money.

You can buy your foreign currency (Euro, British Pounds, American or Australian Dollars) before you leave – but instead of travelling with wads of paper based cheques, your foreign currency is loaded onto a card. This makes a Travel Card much more convenient than travellers cheques because there's no need to 'cash them in' at foreign exchange bureaus or banks while you're travelling – you just use your Travel Card wherever MasterCard^® is accepted electronically (it won't work with the old 'zip zap' machines).

The 'chip' is a new security feature, and enforces the use of a PIN at chip-enabled retailers. The main difference from cards that don't contain a chip is that you'll notice some retailers will insert the card in the EFTPOS terminal and keep it there while you enter your PIN and the transaction is processed.

• View current Travel Card fees

You can still use your ANZ Travel Card for purchases in other currencies. Transactions that aren't in your card's currency will be converted to the currency of your card at the applicable conversion rate and will be subject to a currency conversion fee (for details see our fee schedule and ANZ Travel Card Terms and Conditions).

No – anyone 16 years and over with valid ID (such as a NZ Drivers license or passport) can be issued with an ANZ Travel Card.

Yes, an ANZ Travel Card is also perfect for people that want to make purchases from overseas websites. Purchases in a currency other than that loaded on the card will attract a 2.5% currency conversion fee.

You can set up regular text alerts to let you know:

• when your balance goes below a set amount
• your balance at a set time (daily, weekly or monthly)
• when you have loaded your Travel Card.

Before you set up regular text alerts, you'll need to register your mobile phone number. You can register your mobile phone number and set up (or turn off) regular text alerts online by logging in, by calling 0800 777 811 (option 0) or at any ANZ branch. Fees apply.

You can make one-off text requests by sending us a text from your mobile phone. To do so, you need to register your mobile phone number online by logging in, by calling 0800 777 811 or at any ANZ branch.

Requests are available for:

Checking your balance

Text bal and the last 8 digits of your card to 4214.

Your last 5 transactions

Text stmt and the last 8 digits of your card to 4214.

Locking your card

Text lock and the last 8 digits of your card to 4214.

Unlocking your card

Text unlock and the last 8 digits of your card to 4214.

To make a one-off text request from overseas, follow the instructions above and send your text to +61 4 1043 7651.

International SMS fees may be applied by your mobile phone provider.

You can load your card at any branch of ANZ in New Zealand or by Bill Payment via online or phone banking from any New Zealand Bank.

Yes. Come and see us after you have finished your trip and we'll close your ANZ Travel Card. The remaining funds will be converted back to New Zealand dollars at the applicable exchange rate on the day.

No, an ANZ Travel Card does not have a credit facility and will only allow you to use the available funds you have loaded on the card.

If you're still in New Zealand pop into the closest branch of ANZ and we'll be able to give you replacement cards on the spot. If you're abroad call us on +64 4 499 1546 and we'll arrange replacements to be sent to you in whatever country you are in. An urgent card fee will apply.