Buying your first home could be one of the biggest purchases you will ever make - so you want to make sure you get it right. In this section you will find lots of useful information to guide you through the home buying process.
How much can I borrow?
How much you can afford to spend on your first home is one of the first questions you may have.
Getting your mortgage pre-approved
Getting a pre-approved mortgage means you can get your finances organised before you even start looking for a home.
Making an offer
There are three main ways that you can buy a house – at auction, through offer and negotiation or by tender.
Going unconditional
What happens when your offer is accepted? Here we explain what do you need to do and who else is involved.
Choosing the right home loan
Here we compare your mortgage options and talk about tailoring a home loan to suit your circumstances.
More information
For more information or to apply for an ANZ Home Loan:
Contact an ANZ Mobile Mortgage Manager
Call 0800 ANZ HOME (0800 269 4663)
Visit your nearest ANZ branch
For the ANZ First Home package, you need an ANZ everyday account with your salary, wages or business income direct credited and an ANZ Serious Saver account. ANZ lending criteria, terms and conditions and fees apply to all loans.
A copy of the Reserve Bank Disclosure Statement published by ANZ Bank New Zealand Limited may be obtained on request from any ANZ branch.
This material is for information purposes only. Its content is intended to be of a general nature, does not take into account your financial situation or goals, and is not a personalised financial adviser service under the Financial Advisers Act 2008. It is recommended you seek advice from a financial adviser which takes into account your individual circumstances before you acquire a financial product. If you wish to consult one of ANZ's financial advisers, please contact us on 0800 269 296.
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