Tips and guidance

At ANZ, we understand the home buying process – after all, we’ve been helping New Zealanders into homes for more than 170 years. So whether you’re buying, selling, building, investing, or protecting a home, here are some tips and insights from our Home Loan experts. 



Buying a home

Making an offer

Whether you’re buying a house at auction, through offer and negotiation or by tender, these tips will help you decide what to offer.

Going unconditional

What happens when your offer is accepted? What do you need to do and who else is involved?


Upsizing and downsizing

If you are selling your home, looking to upgrade, or downsize to something more suitable, here’s how to make your move go smoothly.


Investing in residential property

The benefits of property investment

Investing in property can be a very attractive option for many people. 

Property investment strategy

Investing in property can be a great way to achieve your financial goals – but you need a sound strategy in place.


Building vs renovating – exploring your options

If you’re thinking about building or renovating, to help create your dream home, what are your options – and what do you need to think about?


Protecting your home and lifestyle

Your home is likely to be your most valuable asset – so it pays to protect it. We can help you put a solution in place to protect you and your family’s home, and your quality of life, whatever happens.

Lending criteria, terms and conditions and fees apply.

Terms & Conditions

 A low equity premium applies to new home loans with less than a 20% equity or deposit.

This material is for information purposes only. Its content is intended to be of a general nature, does not take into account your financial situation or goals, and is not a personalised financial adviser service under the Financial Advisers Act 2008. It is recommended you seek advice from a financial adviser which takes into account your individual circumstances before you acquire a financial product. If you wish to consult one of ANZ's financial advisers, please contact us on 0800 269 296.

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