Important information for ANZ Insurance customers affected by the recent earthquake. Find out more.
Home buildings insurance - ANZ Asset Protector
Serious damage to your home is expensive and can be disruptive to your family, your lifestyle and maybe even your business. In most cases, as well as paying to repair or rebuild your home, we have a range of extra benefits and full replacement options that can help you get back to normal as simply and stress-free as possible.
With ANZ Asset Protector - Home Buildings, we'll pay the full replacement value of accidental damage to your home, up to the sum you’re insured for, plus GST.
These policies are underwritten by Vero Insurance New Zealand Limited. Find out more about their Financial Strength Rating.
Simply choose the cover that suits your needs and then call 0800 269 855
Home building insurance
As well as your house, we can cover things like damage to landscaping, retaining walls, permanent swimming pools or spas. We also offer full replacement options for damage caused by non-natural disasters.
If you can't live in your house while it's being repaired or rebuilt we'll cover the cost of temporary accommodation for your family. We'll pay up to 5% of the amount you're insured for, or $30,000, whichever is greater, for up to 12 months accommodation.
We'll pay up to $3,000 for any gradual damage caused by things like leaking or overflowing internal water pipes.
ANZ Asset Protector – Landlord’s Extension provides cover for non-malicious damage to the landlord’s furnishings on an indemnity basis and also up to $30,000 for malicious damage caused by tennants under certain conditions.
Up to $20,000 for damage to items such as stoves, fixed carpet and curtains
Loss of rent if the rental property is uninhabitable due to a loss or damage covered elsewhere in the policy. Limit of $40,000 per dwelling applies.
Cover for loss of rent due to property damage, and tenants witholding payment for good reason and evictions (conditions apply)
Lifestyle block overview
ANZ Asset Protector - Lifestyle Block covers your lifestyle block buildings, as well as plant, machinery, tools, farm bikes, tractors, and trailers.
Loss and damage caused by electric current to motors, switchboards and permanent wiring, as well as injuries caused by dogs worrying stock.
Cover up to $2 million for your legal liability for accidents in connection to your lifestyle block that cause damage to other people's property.
Additional liability cover applies for forest and rural fires (limits apply).
You can get up to 15% discount when you have two or more insurance policies with us - any mix of house, contents, car or boat (minimum premium levels apply).
Find out more about sum insured home insurance
You’ll find lots of information at the ANZ Insurance Hub where you can work
out how much to insure your house for.
Why house insurance is so important
For full benefits, exclusions and conditions, view our policy document - Asset Protector printable version (PDF 1.80MB).
Already have insurance with us?
Call 0800 269 252
with any questions about your
IMPORTANT: This is a summary only of the cover and features that may be available. For full details of the terms, conditions and exclusions please refer to the policy document – Asset Protector printable version (PDF 1.80MB) or visit any ANZ branch or call 0800 269 296.
All ANZ Asset Protector policies are underwritten by Vero Insurance New Zealand Limited and distributed through ANZ. No member of ANZ Bank New Zealand Limited or its related companies or any other person guarantees Vero Insurance New Zealand Limited or its subsidiaries or any of the products issued by them. ANZ may receive a commission on any policy it arranges.
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