ANZ Life & Living Insurance

Designed to help you and your loved ones maintain your lifestyle and financial wellbeing if anything serious should happen to you, such as illness, injury or death. It’s important to consider a combination of life and living insurances to help you and your family protect what matters most – no matter what.

ANZ Life & Living Insurance is a comprehensive  solution offering the optional benefits of Life Cover, Critical Illness, Living Expenses Cover and Redundancy. 

These policies are underwritten by OnePath Life (NZ) Limited.  Find out more about their Financial Strength Rating and Solvency.

Simply choose the combination of cover that suits your needs then call 0800 269 855


Life cover


Types of cover

Life cover insurance  Life cover

Provide financial assistance to your family in the event of your death or if you are diagnosed as terminally ill.

tick  A lump-sum payment provides the flexibility to repay debt, help with living expenses, or provide for you and your family.

tick  Cover of up to $1,000,000 is available.

tick  Includes a funeral benefit, which provides an advance payment of $10,000 of your Life Cover to help pay for funeral-related expenses.

Critical illness insurance  Critical Illness

Provides financial security for you and your family if you’re diagnosed with one of 12 serious conditions.

tick  To help repay your home loan, recuperate, or cover your living expenses.

tick  Cover for up to $200,000 is available

Living expenses insurance  Living Expenses Cover

Help repay debts or help with your living expenses if you can't work due to accident or illness

tick  Allows you to focus on your recovery without financial stress.

tick  Provides a payment of up to $4,000 per month for up to 24 months

Redundancy icon Redundancy

Helps to cover your living expenses if you're made redundant and looking for full-time employment.

tick  Only available if you also take Living Expenses cover

tick  Allows you to focus on your next career step.

tick  Provides a payment of up to $4,000 per month for up to 180 days.

More options

Our Life & Living Insurance is ideal for many people but if you find this policy isn't quite right for your specific needs, we also have specialists who can work with you to tailor a policy to your requirements.

ANZ@Work programme

If you are part of the anz@work programme, you'll receive a 15% discount on your premiums.

More information

For full benefits, exclusions and conditions, view our ANZ Life & Living Insurance Policy Document (PDF 736kB).  


Apply now by talking to a specialist

 Phone   Call 0800 269 855

 envelope icon   Enquire online

 branch icon   Visit your nearest ANZ branch

Already have insurance with us?

 Phone icon   Call 0800 658 585
       with any questions about your 
       existing policy

 laptop icon  How to make a claim


IMPORTANT: The above information is a summary only of the cover and features that may be available. For full details of the terms, conditions and exclusions please refer to the ANZ Life & Living Insurance Policy Document (PDF 736kB), visit any ANZ branch or call 0800 269 296. ANZ Life & Living Insurance is underwritten by OnePath Life (NZ) Limited and distributed through ANZ Bank New Zealand Limited (ANZ). Full terms, conditions and exclusions apply. For more details, including copies of policy documents, contact any ANZ branch. No member of the ANZ or any other person guarantees OnePath Life (NZ) Limited or any of the products issued by it. ANZ may receive a commission on any policy it arranges.

You need Adobe Reader to view PDF files. You can download Adobe Reader free of charge.