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Loan protection insurance
ANZCover Loan Protection Insurance
This is an affordable way to ensure you - or your family - aren't faced with debt if something should happen to you or your ability to meet your personal loan repayments.
How it works
ANZCover Loan Protection Insurance automatically includes Life Cover up to the value of your personal loan, to a maximum of $50,000, as well as cover for total temporary disability. You can also add optional cover for redundancy or bankruptcy.
Product information
Life Cover pays a lump sum to help repay your loan in the event of your death or if you're diagnosed as terminally ill.
This cover can help you meet your personal loan repayments after a serious accident or illness.
- We'll make your regular loan repayments until your loan is repaid or you've returned to work and can make your repayments again.
- Leaves you free to focus on your recovery.
Bankruptcy Cover
This is an optional benefit that will cover your loan repayments if you're made redundant or declared bankrupt.
- We'll make your regular loan repayments for up to 90 days.
- Leaves you free to focus on your next career step.
Application is fast and simple with no need to complete any health and lifestyle questions or to undergo any medical examinations because any pre-existing medical conditions, injuries or illnesses will not be covered under this policy.
We can issue your policy* as soon as we've recorded your details. A simple, single premium is added to the amount of your loan.
If you'd like cover for more than just your immediate debt, you might like to find out about:
How to apply
For more information or to apply for ANZCover Loan Protection Insurance contact an ANZ Customer Service Consultant:
IMPORTANT: This is a summary only of the cover and features that may be available. Terms, conditions and exclusions apply. For more details, including copies of the policy documents, contact any ANZ branch.
* To eligible applicants aged between 18 and 75.
ANZCover Loan Protection Insurance is underwritten by OnePath Insurance Services (NZ) Limited and distributed through ANZ, part of ANZ National Bank Limited. ANZ may receive a commission on any policy it arranges.
No member of the ANZ National Bank Limited Group or any other person guarantees OnePath Insurance Services (NZ) Limited or any of the products issued by it.