An overview of the ANZ Investment Funds

What are the main benefits?

You benefit from investing in diversified funds, giving you access to a broad range of assets you might not be able to invest in yourself.

You also benefit from flexible investment and withdrawal options. You choose:

  • how much and when to invest
  • when to withdraw your money
  • which fund your money is invested in.

To find out how ANZ Investment Funds could help you achieve your financial goals, check out our case studies.

The funds are tax efficient

The funds are also tax efficient, as each fund is a portfolio investment entity (PIE). This means the maximum tax rate is 28%. For more information, see the ANZ Investment Funds investment statement (PDF 1.44MB).

Choose from flexible payment options

You have two options:

  • regular payments - you can stop or start regular payments whenever you wish
  • lump sum payments - you can make a lump sum payment at any time.

For more information, see Payment options.

You can withdraw at any time

Withdrawing is simple - you decide when to take money out of your Fund, either as a lump sum withdrawal or a regular withdrawal.

  • Lump sum withdrawal: the minimum amount you can withdraw in a lump sum is $500.
  • Regular withdrawal: you can set up a regular monthly, quarterly, six-monthly or annual withdrawal from your investment account. The minimum amount for a regular withdrawal is $100.

If you would like to make a withdrawal, please complete the withdrawal form (PDF 36kB) and return it to us.

You decide which Fund to invest in

We offer five investment funds. Each fund invests in a different asset class mix. Each fund has a different risk / return profile. You can choose the fund that is best suited to you. For more information, see Choosing the right fund.

What are the fees?

Each fund has a maximum fee that can be charged each year. The fund fee ranges from 1.24% to 1.44% of the net assets of a fund, depending on the fund you choose. We deduct the relevant fee from the fund and it affects your returns. For more information, see Fees and charges.

Investing involves risks

Investing in the funds will involve taking some risk. The risks mean that:

  • the value of your investment might go up and down over time
  • your return could be less than you expect
  • you might lose some or all of your investment.

It's important to note that your investment in the funds is not guaranteed by anyone.

The level of risk will vary depending on the fund you invest in. You need to decide how these risks apply to your personal financial circumstances.

We recommend that you talk to an authorised financial adviser about the investment options available to you. Call us on 0800 269 238 to speak with an ANZ Authorised Financial Adviser or contact your authorised financial adviser.

Important information and the investment statement(s) for the product(s) mentioned above are available under terms & conditions.

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