Types of assets

Our funds invest in a variety of asset classes, including cash and cash equivalents, fixed interest, equities and listed property, both local and international. They may also invest in alternative assets.

The mix of assets in your fund is important

Growth assets are likely to experience larger movements in value compared to income assets. However, they are also expected to achieve higher investment returns over the long term. This concept is the 'risk/return' relationship.

We offer a range of funds that invest in a different mix of growth assets and income assets. Depending on the mix of assets, each fund has a different risk/return profile.

If you're seeking:

  • higher returns, you need to be willing to accept more risk (for example, by investing in a fund with more growth assets)
  • lower risk, you need to be willing to accept lower returns (for example, by investing in a fund with more income assets).

For more information, see the ANZ Investment Funds guide and product disclosure statement (PDF 1.17MB).

Below you will find a description of each of our five funds, along with an indication of the target investment mix.

Need help?

If you want help choosing from our funds you can:

  • use our ‘Risk Profile Tool’ to identify your tolerance for risk and which fund is right for you
  • discuss your investment options with a financial adviser. Call us on 0800 269 238 to speak with an ANZ Financial Adviser, or contact your financial adviser.

Tell us your choice

Once you've read the guide and product disclosure statement and chosen one of the funds below, tell us by filling out the relevant application form at the back of the ANZ Investment Funds guide and product disclosure statement (PDF 1.17MB). If you wish to invest in more than one fund, please call us on 0800 269 238, or your financial adviser, to discuss the requirements.

You can change your fund choice at any time by completing the transaction form at the back of the ANZ Investment Funds guide and product disclosure statement (PDF 1.17MB).

Balanced Growth Fund

Invests mainly in growth funds (equities and listed property), with some exposure to income assets (cash and cash equivalents and fixed interest). The fund may also invest in alternative assets.

Target investment mix summary

Growth Fund

Invests mainly in growth assets (equities and listed property), with a smaller exposure to income assets (cash and cash equivalents and fixed interest). The fund may also invest in alternative assets.

Target investment mix summary

Conservative Fund

Invests mainly in income assets (cash and cash equivalents and fixed interest), with a smaller exposure to growth assets (equities and listed property). The fund may also invest in alternative assets.

Target investment mix summary

Conservative Balanced Fund

Invests mainly income assets (cash and cash equivalents and fixed interest), with some exposure to growth assets (equities and listed property). The fund may also invest in alternative assets.

Target investment mix summary

 

Balanced Fund

Invests in similar amounts of income assets (cash and cash equivalents and fixed interest) and growth assets (equities and listed property). The fund may also invest in alternative assets.

Target investment mix summary

 

Check the fund fact sheets (above) to see what each fund is currently invested in.

 

Important information is available under terms & conditions. Download a copy of the ANZ Investment Funds guide and product disclosure statement (PDF 1.17MB).

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