Helping you reach your retirement goals
The ANZ KiwiSaver Scheme has been designed with the intention of being a simple and convenient retirement savings option.
KiwiSaver benefits for employers
Selecting the ANZ KiwiSaver Scheme as your preferred provider scheme makes it easy:
Your employees have a raft of KiwiSaver schemes to choose from. A preferred provider KiwiSaver scheme could be the most convenient option for you and your employees.
With so many KiwiSaver schemes available, offering a preferred provider KiwiSaver scheme could help make administering KiwiSaver in your workplace much simpler.
Administering KiwiSaver is easier with streamlined processes, clear information and online and phone support via dedicated ANZ Customer Service consultants.
If you’d like more information on the ANZ KiwiSaver Scheme or to request an Employer Information Pack, contact an ANZ Relationship Manager on 0800 500 648.
KiwiSaver benefits for individuals
KiwiSaver is the easy way to save for your retirement. Money comes directly out of your salary or wages into your KiwiSaver account, which can follow you from job to job, or you can contribute through a direct debit.
KiwiSaver has several benefits for members:
$1,000 Government kick-start
The Government will contribute $1,000 (tax-free) to kick-start your retirement savings when you join your first KiwiSaver scheme.
Government's annual contribution
The Government will contribute 50 cents for each dollar you contribute up to a maximum of $521.43 per year* (approximately $10 per week). To receive the maximum amount, you will need to contribute at least $1,042.86 each year (1 July to 30 June).
You’ll receive a compulsory employer contribution of 3% (2% until 31 March 2013) of your salary or wages*.
Help for first home buyers*
After three years membership, you may be eligible to withdraw a lump-sum amount from your KiwiSaver account (excluding the Government kick-start and annual Government contribution) to help you buy your first home.*
After three years of contributing to a KiwiSaver Scheme, you may also be eligible for a First Home Subsidy from Housing New Zealand of up to $1,000 per year (up to a maximum of $5,000) to help you purchase your first home.*
* Conditions will apply and not all members will qualify.
Investments in the ANZ KiwiSaver Scheme are not deposits in ANZ Bank New Zealand Limited or Australia and New Zealand Banking Group Limited (together “ANZ Group”), nor are they liabilities of ANZ Group. ANZ Group does not stand behind or guarantee OnePath (NZ) Limited. Investments are subject to investment risk, including possible delays in repayment, and loss of income and principal invested. ANZ Group will not be liable to you for the capital value or performance of your investment.
Further information and copies of the Investment Statement for the ANZ KiwiSaver Scheme are available on request, free of charge, from any branch of ANZ or by contacting ANZ Managed Funds on 0800 736 034.
This document is for information purposes only. Its content is intended to be of a general nature, does not take into account your financial situation or goals, and is not a personalised financial adviser service under the Financial Advisers Act 2008. It is recommended you seek advice from a financial adviser which takes into account your individual circumstances before you acquire a financial product. If you wish to consult one of ANZ’s financial advisers, please contact ANZ Wealth Direct on 0800 269 238.
Certain aspects of all KiwiSaver schemes, such as minimum contribution levels, the government incentives and the circumstances in which benefits may be withdrawn, are prescribed in KiwiSaver legislation. The legislation may be amended from time to time by the government and any such amendment may impact on the ANZ KiwiSaver Scheme.
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