Why should I consolidate my debts into an ANZ Personal Loan?
Juggling different types of debt, such as credit cards, hire purchase, overdrafts and other debt can be stressful. Consolidating those debts into just one ANZ Personal Loan can make your life easier and could save you on interest costs.
For a limited time, we're offering a discounted rate of 14.95% p.a. when you combine your debts into an ANZ Personal Loan*.
- With just one regular repayment to make, you won’t have to keep track of different due dates and repayment amounts – much simpler
- The interest rate for an ANZ Personal Loan can be lower than many other forms of credit – like credit cards and hire purchase, so you could reduce your interest costs
- You can make extra repayments any time you like, with no fees – which can also save you on interest
- You can adjust the length of the loan so the repayment amount suits your budget, plus you can choose between weekly, fortnightly or monthly repayments.
How much can I save by consolidating my debts?
Use our debt consolidation savings calculator to work out how much you could save by bringing all yours debts together with an ANZ Personal Loan.
When can I pay off my debt by?
Use our simple debt consolidation calculator to work out how soon you could clear your debt. It shows you how much you’ll need to borrow and what your repayments would be. You can also test out different repayment amounts and see how paying a little extra each time could help you clear your debt even faster.
How much will my repayments be?
Your repayments depend on how long you want to repay the loan. Our handy personal loan repayments calculator lets you calculate different repayment scenarios based on how long you take to repay your loan.
What sort of debts can I consolidate?
You can consolidate debt from credit cards (including ANZ credit cards), overdrafts, store cards, hire purchases and other (non-ANZ) personal loans. We will also consider other forms of debt, so speak to us today to find out how we might be able to help.
What’s your next step?
Save on interest by consolidating your debts.
Use this simple debt consolidation calculator to calculate how much you need to borrow, what your repayments could be and when you’ll be debt free.
For more information or to apply for an ANZ Personal Loan:
Get started by applying online for a personal loan today!
A Personal Banker will be in contact at a time that’s convenient for you
*Offer available until 2 April 2017. A minimum loan amount of $3,000 and minimum loan term of 6 months apply. Interest rates are subject to change.
ANZ lending criteria, terms, conditions and fees apply. Loans are 14.95% p.a. for the life of the loan, and you can pay this off between 6 months and 7 years. For example if you borrowed $5,000 for 2 years at 14.95%, the total interest payable would be about $820. Plus a one-off application fee of $250 applies.