An ANZ Personal Loan is easy to manage. Our flexible options and choices put you in control.

How long will it take to repay my loan?

You can choose the loan term that suits your needs, from six months to seven years. You can also pay off your loan faster by making extra repayments any time you like – with no fees.

What will my repayments be?

Your repayments depend on:

  • the amount you borrow
  • how long you want to pay off the loan
  • how often you want to make repayments (weekly, fortnightly or monthly).

Use our handy personal loan repayments calculator to work out how much your repayments could be.

Can I make extra repayments?

Yes. You can make extra repayments at any time, with no fees - which can save you money in interest costs and help you pay off your loan sooner.

Can I manage my loan online?

Yes. Through ANZ Internet Banking you can see:

  • your current loan balance
  • your transaction history (such as payments you have made)
  • interest you’ve paid on your loan
  • when your next payment is due and how much it will be.

Can I top up an existing ANZ Personal Loan?

Yes. You can apply to top up your existing ANZ Personal Loan at your current interest rate. A top-up fee of $150 applies, which can be added to your loan.

 What’s my next step?

calculator icon
Calculate your repayments
Use our repayments calculator to work out different repayment scenarios based on the loan amount.

More Information

For more information or to apply for an ANZ Personal Loan:

Apply Online
Apply online
Get started by applying online for a personal loan today!
Enquire online
Let us call you back
A Personal Banker will be in contact at a time that’s convenient for you
Call Us
Call 0800 837 123

ANZ lending criteria, terms, conditions and fees apply.