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your Home, your Loan
Understanding loan types
We offer our tips on how to select the best home loan for your needs.

Holiday home - smart money or dead money?
Buying a holiday home has long been a dream of many Kiwis. We look at what is hot and weigh up the pros and cons of buying a holiday getaway.

Pre-purchase house inspection
For peace of mind, nothing beats a thorough, pre-purchase property inspection. Neglecting this could lead to expensive and time-consuming repairs.
investing in property
House, unit, apartment or student digs?
Location is just one factor in the choice of investment property. The type of property can make a big difference to investment returns.

Managing your investment property
Whether you are hands-on or hands-off, how you manage your investment property can make a big difference in rental returns and capital growth.

Renovating for profit
When it comes to renovating your investment property, caution and a close eye on the bottom line are the orders of the day. We show you what to do and what to avoid.
economic update
Hot property - and likely to stay that way
The property market has taken a breather after the record-breaking March quarter. But prices are still up and there are indications of the boom lasting at least another year.

Rising dollar, SARS and low rainfall hit economic growth
We explain the factors shaping New Zealand’s economy and the implications for the housing market.
   
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The information contained in Home Essentials is not intended to be a comprehensive guide to home buying and property investment and is not a substitute for professional advice.