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your Home, your Loan
10 questions you should ask your lender before taking out a home loan
Choosing the right lender can save you thousands of dollars over the life of your loan. Here are 10 must-ask questions to help get you started.

Buying in a boom
House prices are rising across New Zealand amid warnings that the property up-turn could become a fully-fledged boom. We find out what this means for buyers and sellers and offer some helpful purchasing tips.

Country Dreaming
Parts of rural New Zealand are undergoing an unprecedented property boom as cashed-up city slickers chase a country lifestyle. We look at what’s hot and weigh up the pros and cons of lifestyle blocks.
investing in property
Equity Investing
Equity investing lets you unlock the value in your home to purchase shares or investment property. We show you what’s involved.

How much does buying an investment property really cost?
The road to property investing is paved in cash. Before you buy, take the time to calculate the true cost of buying a property.

Hammertime
As house prices boom across New Zealand, auctions are rapidly gaining popularity. We investigate the pros and cons of selling under the hammer.
economic update
Economic focus
A string of positive economic data over recent months has scuttled hopes of further rate cuts. House prices, meanwhile, are showing no signs of slowing.

Interest Rates – where to next?
Home loan borrowers can look forward to stable official interest rates this year after the Reserve Bank decided to leave rates on hold. We examine the factors shaping rates and ask our expert what lies ahead.
   
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The information contained in Home Essentials is not intended to be a comprehensive guide to home buying and property investment and is not a substitute for professional advice.