Personal loan rates, fees and agreements


The following information is current from loading product data(View current rates) and is subject to change.

Personal Loans Fixed Rate
Loan amount Rate
Less than $10,000 loading product data(View current rates)
$10,000 and over loading product data(View current rates)

If you do not pay amounts when they are due, we can charge you interest on those amounts at the default
rate, which is your interest rate + 5.00% p.a..


Fee type ANZ Personal Loan ANZ Jumpstart account*
One off loan approval fee
(for new applications)
$250 Waived
Top up existing loan fee $150 Waived

ANZ lending criteria, terms, conditions, and fees apply to ANZ personal loans.

*If applying for lending benefits only available to tertiary students on the ANZ Jumpstart account, you must be enrolled at and provide proof of full-time study at a government-recognised tertiary institution or a NZQA approved language school. When applying for lending benefits you must have a minimum of six months remaining on your course.



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