Personal loan rates, fees and agreements

Rates

The following information is current from loading product data(View current rates) and is subject to change.

Personal Loans Fixed Rate
Loan amount Rate
$3,000 - $40,000* loading product data(View current rates)

If you do not pay amounts when they are due, we can charge you interest on those amounts at the default
rate, which is your interest rate + 5.00% p.a.
*
A minimum loan amount of $1,000 applies to eligible Jumpstart customers.


Fees

Fees
Fee type ANZ Personal Loan ANZ Jumpstart account*
Application fee
(for new and top up applications)
$115 Waived

ANZ lending criteria, terms, conditions, and fees apply to ANZ personal loans.

*If applying for lending benefits only available to tertiary students on the ANZ Jumpstart account, you must be enrolled at and provide proof of full-time study at a government-recognised tertiary institution or a NZQA approved language school. When applying for lending benefits you must have a minimum of six months remaining on your course.


Agreements

 

You need Adobe Reader to view PDF files. You can download Adobe Reader free of charge.