Support for your banking through COVID-19
ANZ Business Loan
The ANZ Business Loan is available as a variable or fixed interest rate loan. You can split your loan between variable and fixed rates to balance flexibility and security.
COVID-19 latest updates
Find out more about financial support options and relevant updates to help get you through COVID-19.
Product information
| Loan approval fee | 1% of the loan amount with a minimum fee of $250 |
|---|---|
| Switching fee | A $250 switching fee may be payable any time you choose to switch from a variable rate loan, or vice versa. Early repayment fees may also apply if you switch from a fixed to a variable interest rate. |
| Loan top-up fee | Up to 1% of the increased loan amount (minimum $250) |
| Interest-only repayments | Available for up to five years. Conditions apply and subject to approval. |
| Repayments | Payments can be made weekly, fortnightly, monthly or quarterly. |
| Lump-sum repayments | On a variable rate loan, lump sums may be paid at any time without charge. Fees may apply to lump-sum payments on fixed rate loans. |
| Loan term | Please talk to an ANZ Business Specialist |
| Minimum loan amount | $5,000 |
| Statements | Detailed account statements are issued six monthly (other statements frequencies available on request). |
| Security | Various forms of security may be considered, such as the fixed assets of your business, subject to ANZ lending criteria. |
| Additional features |
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For more information or to apply
Phone
Business - 0800 269 249
Intl: +64 9 523 7220
General Business enquiries
6am -12 midnight (NZT), 7 days a week
Business Specialists available
Weekdays, 8am - 7pm (NZT)
Weekends, 9am - 5pm (NZT)
Commercial - 0800 212 269
Intl: +64 4 470 7768
Weekdays, 7am - 7pm (NZT)
Weekends, 9am - 5pm (NZT)
Related products
ANZ Business Start-up Package
If you’re in your first two years of business, you could apply for an ANZ Business Start-up Package and save on fees on an ANZ Business Current Account and an ANZ Business Flexible Facility for the first 12 monthsdisclaimer.
ANZ lending criteria and fees apply to ANZ Business Overdraft ANZ Business Home Loans and ANZ Business Flexible Facility.
Package eligibility and terms and conditions apply. Package details are subject to change. Lending criteria, terms and conditions and fees apply to all lending facilities. Service fees may apply. See anz.co.nz/startup-package for full details.
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