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Rural Finance

ANZ lends more money to New Zealand farmers than any other bank – so whatever your aspirations, talk to us. We can tailor a solution for your specific needs from our extensive range of finance options.

Rural business finance


Specialised fixed, floating and bill finance to meet the unique needs of your rural business

Rural Overdraft


An ANZ Rural Overdraft provides your business with flexible credit for your daily cash flow needs.

ANZ Agri Flexible Facility


A facility which offers cost-effective short-term funding - specifically designed for the needs of rural businesses.

Business Term Loan

The ANZ Business Term Loan is available as a floating or fixed interest rate loan.

Environment Loan


A low-interest loan designed to help farmers invest in environmental systems to improve the sustainability of their farms and meet local council's environmental by-laws.

Farm Development Package


ANZ's new package includes three lending products, all designed to help farmers who want to invest in improving the environmental sustainability and productivity of their farms

Pasture & Performance Loan


The ANZ Pasture & Performance Loan is a low-interest loan designed to help sheep and beef farmers improve farm performance and profitability by increasing investment into pasture and forage growth

ANZ Farm Start-up Package


Getting started in farming can be challenging - but we’ve made it a little easier

Asset and equipment finance


Competitive finance solutions structured against the life and cashflows of assets or equipment

Specialised rural finance


Complex finance arrangements, including debt structuring and acquisition finance

Supply chain finance

Comprehensive solutions to improve your working capital and free up funds for other parts of your business

Contact details

Contact an ANZ Rural Manager

Call 0800 212 269

Weekdays, 7am - 7pm (NZT)

Weekends, 9am - 5pm (NZT)


Contact us online

 Contact us 

Have a quick question? Enquiring online is easy


Eligibility and lending criteria, fees and terms and conditions apply.