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Environment Loan 

At ANZ, environmental sustainability is one area we really care about. We want to support New Zealand farmers transitioning to a more environmentally and economically sustainable future.

Helping you meet the environmental challenges ahead

Every use of land has an environmental footprint which needs to be well-managed. With land-use regulation becoming more complex, our Environment Loan supports you to prepare a farm environment plan.

The loan also allows you to invest in infrastructure that helps manage risks and has a positive impact for the environment.

ANZ Environment Loan

The ANZ Environment Loan is a low-interest loan designed to support investment in the areas of water, waste and energy. The loan features include:

  • a floating interest rate, currently 3.00% p.a.*
  • lending of up to $300,000
  • maximum loan term of five years, principal reducing
  • no establishment fee

What can I use an ANZ Environment Loan for?

The Environment Loan can help you with:

  • Paying for the services of a qualified environmental adviser to prepare a farm environment plan
  • Farm infrastructure to develop or improve environment management, including:
    • Effluent management
    • Water quality management and monitoring
    • Fencing and planting to enhance the value of land less suited to grazing livestock
  • Water and energy conservation projects.

Why choose an ANZ Environment Loan?

The ANZ Environment Loan provides you with a low-interest loan that can help you to invest in  environmental initiatives today while minimising the financial cost.

Why choose ANZ?

ANZ has a long history supporting New Zealand’s rural sector. We know New Zealand’s future success depends on the successes of our farmers and rural businesses.

We are committed to helping the entire rural sector succeed by having more people on the ground in more locations, connecting rural businesses to their suppliers and the customers that can help them grown by using our size, scale and connections to support all New Zealand farmers and rural businesses.

Contact details

Contact an ANZ Rural Manager

Call 0800 212 269

Weekdays, 7am - 7pm (NZT)

Weekends, 9am - 5pm (NZT)


Contact us online

 Contact us 

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*Interest rates are subject to change.

ANZ lending and eligibility criteria, terms and conditions and fees apply. Minimum loan amount $5,000. This material is for information purposes only. Its content is intended to be of general nature, does not take into account your financial situation or goals, and is not personalised adviser service under the Financial Advisors Act 2008. It is recommended you seek advice from a financial adviser which takes into account your individual circumstances before you acquire a financial product. ANZ Bank New Zealand Limited.