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Business insurance

Managing the risks your business faces each day is a crucial task for every business owner. But when you're busy running a business, you don't want to have to worry about whether your insurance will provide enough protection if the worst happens.

Covering your business

Whether you have an established business or are just starting one up, having the right insurance in place can make a material difference and provide you with a financial safety net. It's important to consider the 'what-ifs' like damage to property, legal liability or even key people suffering ill health or injury. All of these can affect your business' continuity or cash flow. 

Now is a good time to think about: 

  • Do I have the right level of protection in place?
  • Have I sought advice from a specialist who can provide a tailored insurance solution for my business?
  • Have I recently reviewed my insurance to make sure it still meets my needs?

If you answered 'no' to any of the above, we can help. ANZ is proud to partner with insurance specialists who can give you advice and help you to make an informed decision.  Call us on 0800 269 249 to get started.


Enquire online        Find a branch


Protect your business assets

Our business insurance partner, Crombie Lockwood (NZ) Limited, can provide you with a comprehensive, no-obligation business insurance review and recommend a solution that's specifically designed to meet the needs of your business. 

A typical review could cover some of the solutions listed below:

  • Business Assets - covers physical loss or damage to business assets, including plant, machinery, stock, contents and tools
  • Business Interruption - covers loss of profits, staff wages and extra costs incurred as a result of an interruption to your business
  • Business Liability - covers legal costs and expenses as a result of business activities or products causing accidental third party damage
  • Cyber Insurance - covers the reconstruction of data and loss of income as well as legal costs and expenses relating to third-party claims
  • Commercial Property - covers damage or loss of commercial buildings, including the physical structure and loss of rents.

Crombie Lockwood is one of New Zealand’s largest insurance brokers helping protect Kiwi businesses for 40 years. A nationwide presence, international backing of Gallagher- the world’s fourth largest insurance broker, enables Crombie Lockwood to provide you with a comprehensive, no-obligation business insurance review and recommend a solution that's specifically designed to meet the needs of your business.

Protect the people in your business

Our life and living insurance partner, Cigna Life Insurance New Zealand Limited is one of New Zealand's leading providers of life insurance. They offer a range of insurance solutions designed to help your business keep operating, should something unexpected happen to you or a key person in your business. These solutions can help: 

  • Protect you and your family
  • Prevent a major interruption to your business
  • Repay your debt
  • Execute a buy/sell agreement.


We're here to help

Our ANZ Business Specialist will be happy to answer any questions you may have about business insurance and can put you in touch with one of our local insurance specialists.

Contact us online

Enquire online

Fill in our enquiry form and we'll contact you


Call a business specialist

Business - 0800 269 249

International: +64 9 523 7220

General business enquiries
6am -12 midnight, 7 days a week

Business specialists available
Weekdays, 8am - 7pm
Weekends, 9am - 5pm

Commercial - 0800 212 269

International: +64 4 470 7768

Weekdays, 7am - 7pm
Weekends, 9am - 5pm



Find a branch

Find your local branch and talk to a Business Specialist


IMPORTANT: This is a summary only of cover and features that may be available. Terms, conditions and exclusions apply. For more details contact any ANZ Business Centre or phone 0800 269 249.

Our business insurance solutions are underwritten by third party insurers. All insurance products are subject to terms, conditions and exclusions set out in the applicable policy document. No member of ANZ Bank New Zealand Limited (ANZ) or its related companies guarantees the underwriters and insurers, or any of the products issued by them. ANZ may receive commission on any policy it arranges or on any referral to Crombie Lockwood.