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Farm and equipment insurance

As New Zealand’s best agribusiness bank, ANZ understands the risks faced by the rural sector, which is why we partner with some of the best providers in the insurance industry to offer a comprehensive range of rural insurance policies designed to suit your needs.

Policy cover

Popular rural insurance policies include cover for:

  • Farm assets. Cover for accidental physical loss or damage to farm assets including buildings, plant and machinery.
  • Milk production. Cover for loss of milk due to contamination, temperature fluctuation or prevention of access.
  • Livestock. Cover for death of livestock arising from specified perils including fire and lightning.
  • Farm interruption. Cover for loss of profits, staff wages and additional increased costs of working following a claim under the Farm Assets policy.
  • General liability. Cover for personal injury and property damage liability, legal costs and expenses as a result of farm activities causing accidental third party property damage. This can be extended to include Statutory Liability Cover for unintentional breach of an insured Act of Parliament and Employers Liability for work related injuries not covered by ACC.
  • Domestic property. Cover for farm dwellings and personal contents.
  • Vehicles and equipment. Cover for vehicles and equipment located on the farm.

Cigna, our trusted insurance partner, also offer a comprehensive range of life insurance policies, including cover for key person risk, to ensure your family and your rural business is protected, should you or a key person in your business pass away.

Contact details

Contact an ANZ Rural Manager

Call 0800 212 269

Weekdays, 7am - 7pm (NZT)

Weekends, 9am - 5pm (NZT)


Contact us online

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Life insurance policies are provided by Cigna Life Insurance New Zealand Limited. Farm Insurance products arranged by Crombie Lockwood (NZ) Limited are underwritten by various third party insurers. All insurance products are subject to terms, conditions and exclusions set out in the applicable policy document. No member of ANZ Bank New Zealand Limited or its related companies guarantees the underwriters and insurers, or any of the products issued by them. ANZ may receive commission on any policy it arranges or on any referral to Crombie Lockwood.