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Residential Investment Rental Contribution to Mortgage Calculator

The Rental Contribution to Mortgage Calculator helps you estimate if the rental income from your investment property will be sufficient to meet your loan repayments, after your property expenses have been paid.

Simply enter the amount you expect to receive in rent each month, your investment property expenses and your loan repayments.

Rental Contribution Calculator FAQs
 Your rental income
Monthly rental income $
less allowance for when property untenanted $
Gross monthly rental income $
 Property Expenses
Enter annual expense estimates. The calculator will then convert your expenses to a monthly average.
Advertising or agent's fees to find tenants $
Repairs and maintenance $
Rates $
Water $
Property insurance $
Mortgage or Income Protection Insurance $
Other costs $
Total annual costs $
Average monthly costs $
 Loan repayments
To estimate your monthly loan repayments, use our Loan Repayment Calculator
Monthly loan repayments $
Monthly loan fee $
Total monthly loan repayments $
reset calculate


This is an estimate only. It is provided for illustrative purposes only and is based on the accuracy of information provided. This calculator does not provide an indication of your capacity to service a loan. All applications for credit are subject to ANZ lending criteria.

ANZ will not store the information provided in this calculator.

This material is for information purposes only. Its content is intended to be of a general nature, does not take into account your financial situation or goals, and is not a personalised financial adviser service under the Financial Advisers Act 2008. It is recommended you seek advice from a financial adviser which takes into account your individual circumstances before you acquire a financial product. If you wish to consult one of ANZ's financial advisers, please contact us on 0800 269 296.