ANZ Home insurance prize draw terms and conditions

Our terms and conditions

Competition dates

The ANZ home insurance prize draw competition starts at 12.01am on 13 November 2023 and ends at 11.59pm on 31 January 2024.

The prize

There are 10 prizes of NZD$1,000 to be won.

How to enter and eligibility

We’ll automatically enter new ANZ Asset Protector Home Insurance policies taken out within the Competition Dates into the prize draw, provided: 

  • The policy has started and is still in place as at 11.59pm on 31 January 2024
  • Any premiums for the policy due within the Competition Dates have been paid. 

Each eligible ANZ Asset Protector Home Insurance policy receives one entry into the prize draw, regardless of how many people own that policy. 

ANZ and Vero may disqualify any policy where ANZ or Vero reasonably believe, in their sole discretion, that a customer has acted or is acting in a way that is fraudulent, misleading, or deceptive. That right includes where a customer takes out an ANZ Asset Protector Home Insurance policy where an existing policy is held over the same property in another name. 

The prize draw

The prize draw will take place on 1 February 2024. 

Vero will randomly select 10 eligible ANZ Asset Protector Home Insurance policies. 

The primary policyholder of an eligible policy which is drawn will win one Prize only of NZD $1,000, to be credited by Vero to their chosen bank account as soon as practical. 

Vero will attempt to contact potential winners by email or telephone. 

If Vero can’t reach a potential winner after three reasonable attempts, Vero will, in its sole discretion, randomly select another eligible ANZ Asset Protector Home Insurance policy. 

ANZ and Vero’s decisions, including whether a policy or customer is eligible for the prize draw, are final. 

The Prize can’t be transferred or exchanged. Neither ANZ nor Vero is liable for any tax winners may need to pay in receiving the Prize. Winners should consult a tax professional as tax implications may depend on personal circumstances. 

Other conditions

ANZ may change, extend, or cancel the competition or these terms at any time without notice. 

The promoter is ANZ Bank New Zealand Limited. Vero Insurance New Zealand Limited underwrites the ANZ Asset Protector policies. 

Excesses, terms, conditions, limits and exclusions apply to all policies. Please check the policy wording for details of cover. The provision of cover is subject to the underwriting criteria that apply at the time. 

Liability exclusions: When we are not legally responsible

Neither ANZ nor Vero is responsible for any loss or damage (including loss of opportunity), whether direct, indirect, special or consequential, arising from this prize draw or any act or omission, to the extent the law allows. The only exceptions are for wilful default or gross negligence.