The Lifetimes option takes the hassle out of choosing a fund to invest in.
What is the Lifetimes option?
With the Lifetimes option, your savings are moved through our funds based on your age. As you get close to retirement age, you’ll be invested in lower risk funds (like our Conservative Fund and then our Cash Fund), with the aim of reducing the likelihood of your investment losing value. This means that you are also likely to receive lower returns.
The fund you’re invested in at each age range is shown below:
You can switch to the Lifetimes option or choose a different fund: