See how we could help you on your journey to financial wellbeing.
Running your business at COVID-19 Alert Levels
You may be asking questions about how you can operate, while keeping your staff and customers safe – this checklist might help.
Understanding the guidelines for businesses to operate safely.
The Unite Against COVID-19 website has important information on what businesses, including those that engage with customers, should consider to keep themselves and their customers safe.
Make sure you’re set up for contactless and online payments, and know how to bank from home.
- Contactless payments now easier. Customers can now make contactless payments without a PIN for transactions up to $200 (normally $80). This is to help reduce the need to come into contact with frequently touched surfaces.disclaimer
- Self-service options for online payments through ANZ Internet Banking, ANZ goMoney, or ANZ Direct Online.
- Deposit cash at Smart ATMs or using our Fast Deposit Bags at our 24/7 secure drop boxes.
Consider changing your business model to comply with Alert Level guidelines.
- Business plan template. A useful planning tool might be our free editable PDF that includes frameworks like SWOT analysis, risk assessment and more.
- Seek advice from an expert. Talk to an accountant or financial advisor to find out if you could make changes to your current business practices, if required.
Consider financial support available to help with cash flow and debt obligations.
- We may be able to help with options. Eligibility and lending criteria, terms, and fees may apply.
- The Government's relief package is also outlined on the Government's COVID-19 site.
Consider what tax relief may be available to you.
The Government has put in place, and proposed, several tax initiatives that may help businesses through COVID-19. The tax measures aim to help with immediate tax compliance and cash flow.
If you employ people, get up to speed with your responsibilities to staff through COVID-19.
There’s useful information for employers about the Government Leave Support Scheme and employees’ leave entitlements at employment.govt.nz.
Consider the free available tools and resources that might help you get back up and running.
- Business calculators. Now might be a good time to review and adjust your cash flow, budgets, and capital expenditure.
- Free access to MYOB Accounting software for 12 monthsdisclaimer. If you don’t currently use an accounting software and aren’t a current MYOB customer.
- 6-months’ free access to SmartPayrolldisclaimer. If you make payroll payments from an ANZ account, and don’t currently use SmartPayroll, this might be a useful tool to manage your payroll obligations.
- 3 months’ free access plus a 15% discount on Expensifydisclaimer. If you have an ANZ credit card and don’t currently use Expensify, Expensify might be a useful solution to reconcile your credit card expenses to help track your business spending.
Articles on Biz Hub:
Consider whether you need to provide your staff with Personal Protective Equipment (PPE).
The Ministry of Health provides information about the type of PPE that may be required depending on the type of work. Find out more at health.govt.nz
Eligibility criteria, terms, conditions and fees apply to merchant facilities
ReturnOffers are available for a limited time and terms and conditions apply. Standard charges apply at the end of any promotional period, unless you cancel your subscription. You may need internet access for these services and usual internet fees may apply. These services are provided by third parties and, to the extent the law allows, ANZ doesn’t guarantee or accept any liability the quality of those services or their suitability for your circumstances.
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