ANZ Home Loan for business

Use an ANZ Home Loan for business funding purposes

If you want to borrow for business purposes, the ANZ Home Loan is available as a floating or fixed interest rate loan, secured against your home or other residential property.

Application fee Up to $500 for owner-occupied property.
Up to 1% of the loan amount for all other property (min. $250 for ANZ Business, Commercial and Agri loans)
Loan top-up fee $250 for ANZ Home Loans

  • Weekly, fortnightly or monthly
  • Interest only available for up to 5 years* for owner-occupied property
  • Interest only available for up to 10 years* for residential investment lending
  • Lump sum repayments can be paid at any time. Fees may be applicable on fixed rate loans
Loan term  Up to 25 years
Minimum loan amount $5,000
Maximum loan amount Apply for a limit of up to 95% of the value of the secured residential property^
Security First registered mortgage over your home or other residential property is required
Additional features Available as fixed interest rates, variable rate, or in combination
View current interest rates

*Conditions apply and subject to approval.
^A low equity premium may apply where a loan amounts to over 80% of the property's value.
ANZ lending criteria and fees apply to ANZ Home Loans.

Get in touch with an ANZ Business Specialist today.

© ANZ Bank New Zealand Limited. All rights reserved.