ANZ Freedom

Bank the way you want to

Ideal if you:

  • Want to access your account through a range of channels, including our branches and call centre
  • Make lots of transactions each month
  • Deposit $2,500 into your account each month (you'll pay no monthly account fee)
  • Want a Visa Debit card* – it’s free with Freedom.
ANZ Freedom account fees & features:
Fees & features** Details
Monthly account fee $5 (waived each month that you deposit at least $2,500 into your account)^
Automated transaction fee $0
Manual transaction fee $0
Visa Debit card No annual card fee when linked to Freedom
Other benefits available ANZ Overdraft, ANZ Internet Banking, goMoney and Phone Banking and free Automatic Payments (set up via Internet Banking).


* Must be 16 years or over to apply for an ANZ Visa Debit card.

** Fees are subject to change. Service and access fees (non-standard fees) may apply, including non-ANZ ATM fees and currency conversion fees for overseas transactions. View full details of our Fees & Charges.
Automated transactions include Visa Debit and EFTPOS transactions, direct debits and direct credits, and all electronic transactions made through ANZ Internet Banking, goMoney and Phone Banking.
Manual transactions include cheques and transactions handled by our staff at a branch or by phone.

^ A monthly account fee of $5 will apply if the $2,500 minimum deposit is not met. Deposits exclude transfers between any of your ANZ accounts.

View all ANZ Rates Fees and Agreements on the full website or in any branch.

Eligibility criteria apply. A copy of our Reserve Bank Disclosure Statement is available on this website or on request from any ANZ branch, free of charge.

Get in touch with a Personal Banker today, or open an account online now:

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