ANZ Freedom

Bank the way you want to

Ideal if you:

  • Want to access your account through a range of channels, including our branches and call centre
  • Make lots of transactions each month
  • Deposit $2,500 into your account each month (you'll pay no monthly account fee)
  • Want a Visa Debit card* – it’s free with Freedom.
ANZ Freedom account fees & features:
Fees & features** Details
Monthly account fee $5 (waived each month that you deposit at least $2,500 into your account)^
Automated transaction fee $0
Manual transaction fee $0
Visa Debit card No annual card fee when linked to Freedom
Other benefits available ANZ Overdraft, ANZ Internet Banking, goMoney and Phone Banking.


* Must be 13 years or over to apply for an ANZ Visa Debit card.

** Fees are subject to change. Non-standard fees may apply. View full details of our Fees & Charges.
Automated transactions include EFTPOS, Visa Debit, ATM, and mobile wallet transactions, as well as all electronic payments and other transactions made using ANZ Internet Banking, goMoney, and Phone Banking.
Manual transactions include cheques and transactions handled by our staff for you, including at a branch, by phone, or online.

^ A monthly account fee of $5 will apply if the $2,500 minimum deposit is not met. Deposits exclude transfers between any of your ANZ accounts.

View all ANZ Rates Fees and Agreements on the full website or in any branch.

Eligibility criteria apply. A copy of our Reserve Bank Disclosure Statement is available on this website or on request from any ANZ branch, free of charge.

Get in touch with a Personal Banker today, or open an account online now:

© ANZ Bank New Zealand Limited. All rights reserved.