ANZ Serious Saver

Reach your savings goals faster

Ideal if you:

  • Want to earn our total interest rate of loading product dataRates
  • Can commit to depositing at least $20 each month
  • Don’t need to make regular withdrawals.
ANZ Serious Saver account fees & features:
Fees, rates & features* Details
Monthly account fee $0
Automated and manual deposit fee $0
Automated and manual withdrawal fee First withdrawal in a month is free, $5 per month for two or more withdrawals.
Interest rate** Standard rate
Premium rate
Total rate
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Earn Premium interest each month when you make no withdrawals and deposit $20 or more (not including credit interest) on or before the last business day of the month.
If you make a withdrawal or deposit less than $20 each month, you’ll earn Standard interest.
Other benefits available ANZ Internet Banking, goMoney and Phone Banking.


* Rates and fees are subject to change. Non-standard fees may apply. View full details of our Fees & Charges.
Automated transactions include EFTPOS, Visa Debit, ATM, and mobile wallet transactions, as well as all electronic payments and other transactions made using ANZ Internet Banking, goMoney, and Phone Banking.
Manual transactions include cheques and transactions handled by our staff for you, including at a branch, by phone, or online. Cheque books not permitted on the ANZ Serious Saver account.

** Interest is paid on the last business day of each month. Interest for non-business days is calculated based on the balance as at the previous business day.

View all ANZ Rates Fees and Agreements on the full website or in any branch.

Eligibility criteria apply. A copy of our Reserve Bank Disclosure Statement is available on this website or on request from any ANZ branch, free of charge.

Get in touch with a Personal Banker today, or open an account online now:

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