Term deposits

Our competitive Term deposit options provide the certainty of fixed interest for a fixed period of time.

Interest options

Our interest rates are based on the term of the investment, which can range from a minimum 30 days to 5 years.

Interest is calculated daily and for terms of 180 days or more can be:

  • paid into any New Zealand bank account monthly, quarterly, six monthly, annually or at maturity
  • compounded quarterly, six monthly, annually or at maturity.

Interest is paid or compounded at maturity for terms of less than 180 days.

The minimum deposit amount is $10,000.

Term deposit interest rates:
Term $10,000 +
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Rates are available for Retail and Business Banking customers and apply up to the first $5,000,000 held by the customer in all term deposits with ANZ. For rates applicable to amounts in excess of $5,000,000, please contact us.

Interest rates are subject to change. A copy of General Terms and Conditions are available from any ANZ branch.

View all ANZ Rates, Fees and Agreements on the full website or in any branch.

A copy of our Reserve Bank Disclosure Statement is available on this website or on request from any ANZ branch, free of charge.

Get in touch with a Personal Banker today, or visit your nearest branch to find out more.

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