ANZ Floating Home Loan

Flexibility for extra repayments

Make extra repayments any time free of charge - so you can save on interest and repay your home loan faster.

Interest rates are subject to change.

Interest rate loading product dataRates
Features Benefits
Loan type Floating Rate
Maximum loan term 30yrs
Maximum loan (% property value) Up to 95% 1,2
Repayment frequency Weekly, Fortnightly, Monthly
Increased repayments Yes, free of charge
Extra lump sum payments Yes, free of charge
Loan top-ups Yes
Interest only option Conditions apply and subject to approval.
- Available for up to 2 years for lending on owner occupied property.
- Available for up to 5 years for lending on residential investment property.
Monthly fees Nil
Approval fee Up to $500 for owner occupied property. Up to 1% of the loan amount for all other lending.
Available in conjunction with any ANZ Mortgage Yes


1 The maximum amount you can borrow depends on the property's location, the property type, the home loan type and other ANZ lending criteria.

2 A low equity premium may apply where a loan amounts to over 85% of the property's value. A registered valuer's report will also be required for lending over 80% of the property's value.

3 Only one repayment holiday can be taken every two years.

ANZ lending criteria, terms and conditions and fees apply to all loans. Interest Rates are subject to change.

View all ANZ Rates Fees and Agreements on the full website or in any branch.


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