ANZ Home Loans interest rates

Home Loan interest rates current as at loading product dataRates and are subject to change.

Home Loan interest rates

The below rates may be in the process of changing and thus may vary for existing customers.

Home loan type Special interest rate* Standard interest rate
Floating rate N/A loading product dataRates^
Fixed rates

6 months

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1 year

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18 months

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2 years

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3 years

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4 years

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5 years

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Flexible rate N/A loading product dataRates#

 

ANZ lending criteria, terms and conditions and fees apply to all loans.

If you do not pay amounts when they are due, we can charge you interest on those amounts at the default interest rate, which is your interest rate + 5% p.a.

Interest rates are subject to change.

^ Rate does not apply to package discounts including ANZ Select and ANZ Select Plus. This is not a full list of rates, if your rate is not listed above please contact ANZ.

* Special interest rate conditions
Minimum 20% equity, ANZ transaction account with salary direct credited plus any ANZ Credit Card or Insurance. Not available with package discounts. Otherwise, standard rate applies.

# Rate may differ for existing ANZ customers. Please contact any branch of ANZ for further information. If you go over your credit limit, we can charge you interest on those amounts at the excess interest rate, which is your interest rate +15%p.a.

View all ANZ Rates Fees and Agreements on the full website or in any branch.

 

 

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