To get the best from your credit card, it’s important that you understand your statement and stay on top of your payments.
Easy ways to help make sure you always pay on time
Set up a direct debit
Some credit card providers (including ANZ) allow you to set up a direct debit that automatically pays an amount you select off your credit card balance each month – for example, you could choose to repay the full balance, a set amount or the minimum payment due. It’s a great way to just setup your credit card repayments so you don’t miss the due date.
Set up a reminder
If you’re an ANZ customer, you could also set up an alert via Internet Banking or the ANZ goMoney app, so you receive an email or text reminding you when your credit card payment is due.
Information in this article refers to personal credit cards, is general in nature only and does not take into account your personal objectives, financial situation or needs.The information may not reflect how interest and charges are calculated under your credit card conditions of use.
This material is for information purposes only. We recommend seeking financial advice about your situation and goals before getting a financial product. To talk to one of our team at ANZ, please call 0800 269 296, or for more information about ANZ’s financial advice service or to view our financial advice provider disclosure statement see anz.co.nz/fapdisclosure
The information is current as at August 2020 and may be subject to change. ANZ recommends you review your personal credit card conditions of use for information about the terms that apply to you.
Interest rates are subject to change.
Lending criteria, terms, conditions and fees apply to all ANZ credit cards. See Rates, fees and agreements for more information.