Save on card fees. With no annual fee you'll save on card fees.
Our lowest interest rate. If you’re not paying your balance off in full each month, it’s a great card to keep your interest costs down on purchases.
Consolidate debt. Ideal for consolidating other credit or store card debt.
Transfer your balancefrom another bank’s credit card to an ANZ Low Rate Visa and take advantage of our special offer - for two years on the transferred balance.disclaimer Learn about balance transfers.
Convenience. Set up regular payments from your ANZ Low Rate Visa for things like your phone and power bills or your gym membership to make the most of your interest free days.
Contactless payments. Simply tap your card on the terminal when instructed. For purchases over NZ$80 you will need to enter your card PIN. As the card never leaves your hands, it’s the quick and secure way to pay for purchases.
To help relieve financial pressure through the Coronoavirus (Covid-19) pandemic, a special rate of 9.95% p.a. will apply to the ANZ Low Rate Visa between 1 April 2020 and 30 June 2020. After 30 June, the standard purchase and cash advance rates will apply (currently 12.90% p.a. on purchases and 19.95% p.a. on cash advances).
Visa Zero Liability
Visa’s Zero Liabilitydisclaimer policy means you’re not liable for unauthorised transactions on your card, provided you haven’t contributed to the loss in any way and you notify us within a reasonable time if your card is lost or stolen.
ANZ’s fraud monitoring system helps to identify suspicious purchasing activity on your card account. If we suspect fraudulent activity, we’ll try to contact you to confirm the transaction. If we can’t contact you, we’ll make a decision on whether we need to block your account until we can reach you.
Lost or stolen cards
If you have lost your credit card, you can cancel your card and order a replacement one if required in ANZ Internet Banking or goMoney (under 'Manage Cards') or by calling us.
This material is for information purposes only. Its content is intended to be of a general nature, does not take into account your financial situation or goals, and is not a personalised financial adviser service under the Financial Advisers Act 2008. It is recommended you seek advice from a financial adviser which takes into account your individual circumstances before you acquire a financial product. An ANZ Authorised Financial Adviser will, on request and free of charge, provide you with his or her disclosure statement prepared under the Financial Advisers Act 2008. If you wish to consult one of ANZ's financial advisers, please contact us on 0800 269 296.
Balance transfer offer: Offer available for a limited time. Balance transfers can be made from most non-ANZ Visa or Mastercards (ASB, Bank Direct, BNZ, KiwiBank, TSB or Westpac), American Express, GE CreditLine, Q Card and Farmers Card. Full details are contained in the ANZ Credit Card Conditions of Use available from anz.co.nz or any branch. After 24 months our standard purchase interest rate will apply to any remaining balance transfer amount. Standard interest rates for ANZ Low Rate Visa apply to new transactions and repayments will generally be applied to balance transfer amounts before new purchases.
Conditions and exceptions apply. For further details, see Visa Zero Liability. Visa's Zero Liability policy covers ANZ Bank New Zealand Limited issued cards and does not apply to ATM transactions, transactions not processed by Visa or certain commercial card transactions.