Interest-free home loan top ups for insulation and heat pumps
Up to $5,000 for insulation and up to $5,000 for heat pumps
With an interest-free home loan top up for four years you can look forward to a warmer home with lower energy costs too.
We'll walk you through the home loan top up application process and any additional information you'll need to provide to make sure it is affordable to you.
Before we can complete your application, you'll also need to provide us with a quote and an installation date from a reputable installer.
Call us to get started
Interest-Free Home Loan Top Ups: This offer is available for a limited time only. ANZ’s lending and security criteria, terms, conditions, and fees apply. An interest-free top up of up to $5,000 for each residential property that secures your home loan is available, with a maximum of four interest-free loans per customer (two per security, up to two securities). Loans must be fully repaid within four years and ANZ will not extend the loan unless there is unforeseen hardship. ANZ will only draw down the loan when you provide a quote and a confirmed installation date from a reputable installer. While ANZ wants you to be warm and cosy, we do not accept responsibility for the quality of the insulation/heat pumps or installation, so please take care selecting your insulation/heat pumps and installer.
ANZ Healthy Home Loan Package: Account eligibility, lending criteria, terms, conditions, fees, and exclusions apply. ANZ Healthy Homes Loan Package Terms and Conditions (PDF 230KB).
Interest rates and fees are subject to change. Read more about our Rates, fees and agreements.
A copy of the Bank's General Disclosure Statement under the Reserve Bank of New Zealand Act 1989 is available on this website or on request from any ANZ branch, free of charge.
This material is for information purposes only. We recommend seeking financial advice about your situation and goals before getting a financial product. To talk to one of our team at ANZ, please call 0800 269 296, or for more information about ANZ’s financial advice service or to view our financial advice provider disclosure statement see anz.co.nz/fapdisclosure