ANZ Healthy Home Loan package

If you’re buying, building, renovating or already own a home to a 6 Homestar rating or higher, you can apply for the ANZ Healthy Home Loan package. 

Call us to book an appointment with an ANZ Home Loan Coach

With an ANZ Healthy Home Loan package, you'll find owning a home with a Homestar rating of 6 or higher a little more affordable, with special discounts on home loan interest rates and other great benefits. To qualify, you'll need to have your full salary or wages credited to an ANZ personal banking account.

What's included in the package

ANZ Home Loans

Save with interest rate discounts

  • Fixed rate: 0.70% p.a. discount (applied to new fixed-rate periods only)
  • Floating rate: 1.00% p.a. discount
  • Flexible rate: 1.00% p.a. discount

Discounts are off our standard interest rates and don’t apply to bridging (tideover) finance

Fee savings

  • No Monthly Account fee on an ANZ Flexible Home Loan

ANZ Freedom account

  • No Monthly Account fee on ANZ Freedom accounts

Transaction and non-standard fees may apply.

ANZ personal credit card

  • No Annual fee (including additional card fee) on an ANZ personal credit card

Transaction and non-standard fees may apply.

ANZ Good Energy Home Loan

The new ANZ Good Energy Home Loan top up has a great low rate of % p.a. fixed for three years, up to $80,000, to help you make eligible energy efficient upgrades to your home. Good for the planet, and for your pocket.

Call us to get started

Healthy Homes webinar

In our Healthy Homes webinar, you’ll hear about:

  • How ANZ could help you into a healthier home
  • The different types of insulation and heat pumps, and how your family could benefit
  • What a Homestar rating of 6 or more means and the benefits for homeowners.

Register now


HomeFit is a straightforward way to check if a home is warm, safe and dry. You can use it to check a home you’re looking to buy or rent, or if you want to know how you can improve your current home. It starts with a simple online check.

HomeFit was developed by the New Zealand Green Building Council and is proudly supported by ANZ.

Important information

ANZ Healthy Home Loan Package: Account eligibility, lending criteria, terms, conditions, fees, and exclusions apply. ANZ Healthy Homes Loan Package Terms and Conditions (PDF 230KB).

Interest rates and fees are subject to change.  Read more about our Rates, fees and agreements.

This material is for information purposes only. We recommend seeking financial advice about your situation and goals before getting a financial product. To talk to one of our team at ANZ, please call 0800 269 296, or for more information about ANZ’s financial advice service or to view our financial advice provider disclosure statement see